REACH - NDR 2023
What are your views on PM Lee’s NDR speech? How can we play our part to write Singapore's story together?
(SK)
21 Aug 2023
REACH
21/08/2023, 9:45 am - +REACH: *Dear Contributors,*
Welcome back! π
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21/08/2023, 10:00 am - +REACH: π’ *Topic* π’
Prime Minister Lee Hsien Loong highlighted three topics in his National Day Rally speech on Sunday (20 Aug), namely:
1. Young Seniors
2. Active Ageing
3. Housing
π¬ *What are your views on PM Lee’s NDR speech? How can we play our part to write Singapore's story together?*
Below are some of the highlights of PM Lee’s speech:
1️⃣ *Young Seniors*
PM Lee spoke of a new category of seniors known as “young seniors”, who are people in their 50s and early 60s.
π New Majulah Package: The support given will be tiered based on one’s income and CPF savings.
π The first component of the package is the Earn and Save Bonus, which provides lower- and middle-income workers with a CPF bonus of between $400 and $1,000 yearly, as long as they remain in the workforce, whether full-time or part-time.
π The second component is the Retirement Savings Bonus. Those whose CPF balances have not reached the basic retirement sum ($99,400 as at 2023) will receive this one-time CPF bonus of up to $1,500.
π The third component is the MediSave Bonus, a one-time bonus of up to $1,000
2️⃣ *Active Ageing*
π Singapore will be a super-aged society
Active ageing, and making homes and precincts more senior-friendly are important efforts to ensure our seniors age well.
π The network of Active Ageing Centres (AACs) where seniors can drop in to enjoy a range of activities will be expanded.
π Building more assisted-living facilities: Seniors, including wheelchair users, can soon get wider toilet entrances and foldable shower seats in their Housing Board homes.
π These are among the measures the authorities will roll out to make HDB homes more elder-friendly under an upgraded Enhancement for Active Seniors (Ease) 2.0 programme.
3️⃣ *Housing*
π A new classification framework for public housing is needed to (i) ensure homes here remain affordable, (ii) there is a good social mix in towns, and (iii) the system is fair for all.
π This is because the distinction between mature and non-mature estates, under the current classification framework, is blurring as non-mature estates are increasingly more developed.
π New Plus flats: There will be a new Plus category for Build-To-Order (BTO) projects in locations deemed to be attractive, such as those close to MRT stations and town centres
π This new category will have more subsidies and stricter sale conditions, such as a 10-year minimum occupation period and an income ceiling on resale buyers. The idea is to enable the HDB to moderate the prices of these flats and put them within reach of more people.
π Such flats are less centrally located than Prime flats, but more desirable than Standard flats. Hence, Plus flats will come with restrictions less strict than those for Prime flats, but tighter than those for Standard flats.
π Prime flats, which are located in the choicest locations close to the city centre, have the tightest restrictions. These flats are currently offered under the Prime Location Public Housing (PLH) model and have the most subsidies applied to keep launch prices affordable.
π Singles will soon be able to buy two-room flexi Build-To-Order (BTO) flats in all locations directly from the Housing Board, in a move to widen public housing options for this group of individuals.
π From the second half of 2024, they can apply for such flats across all types of BTO projects that will be classified as Standard, Plus and Prime under a new framework.
π https://www.pmo.gov.sg/Newsroom/National-Day-Rally-2023
π 8 highlights of NDR 2023: New Plus flats, $7b Majulah Package with retirement help for ‘young seniors’ https://str.sg/i5VF
π $7b Majulah Package to help S’poreans aged 50 and older meet retirement needs https://str.sg/i5VB
π Wider toilet entrances, shower seats among new elder-friendly features for HDB flats https://str.sg/i5j8
π Active ageing centres to be expanded to help seniors stay active and healthy https://str.sg/i5VL
π New public housing framework needed to ensure affordability, fairness and good social mix https://str.sg/i5VD
π HDB to launch new Plus flats at choicer locations with 10-year MOP, stricter conditions https://str.sg/i5Vz
π Singles can buy 2-room flexi BTO flats in all locations from second half of 2024 https://str.sg/i5jp
21/08/2023, 10:00 am - ~ REACH Singapore changed this group's settings to allow all participants to send messages to this group
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21/08/2023, 10:11 am - +~L: Lots to take on board - positive agenda overall. Very focused on seniors/young seniors. Good to see housing needs addressed for younger people. What's missing perhaps is focus on employment/economic concerns for younger people.
21/08/2023, 10:12 am - +~L: People under 40/45 might feel overlooked?
21/08/2023, 10:14 am - +~L: I also worry the MOP is too restrictive for such a long time. Perhaps there needs to be a 'break-clause' where if people need to sell, move overseas etc during the MoP there is a way they can 'repay' the subsidy for the period they cannot occupy the property.
21/08/2023, 10:16 am - +Frankie Wee: No more sell $1m transaction
21/08/2023, 10:16 am - +Frankie Wee: Restrictive fair to other family income who cant afford living cost.
21/08/2023, 10:20 am - +Kenneth Lee WM: Generally the motives are excellent.
What has been communicated thus far is great!
However, more implementation details required. eg: what is the amount of subsidy clawback.
These programs need some form of funding. I hope that gov don't over tax people who have carefully planned their retirement on passive income streams based on existing policies, increasing inflation and currently don't require any gov support.
21/08/2023, 10:22 am - +Frankie Wee: I think govt over spent $80B+++ during Covid-19 and inflation rising to subsidise.
Singapore reserve currency will going to sink or dry fund.
21/08/2023, 10:24 am - +~L: $40bn: https://www.businesstimes.com.sg/singapore/budget-2023-government-will-not-draw-past-reserves-fy23-covid-19-expenditures
21/08/2023, 10:24 am - +Frankie Wee: Also TK lose investment
21/08/2023, 10:24 am - +Kenneth Lee WM: That's what the current government and president is supposed to prevent. I'd be very disappointed with both of them if our reserves dry out.
21/08/2023, 10:30 am - +Coconut Tree: ask for 80B. End up spend 40B only.
21/08/2023, 10:30 am - +Frankie Wee: I asked my boss can I have $5k he said impossible
Manager salary $5k. There is no revise standard level mins wage by govt or mom
21/08/2023, 10:31 am - +Frankie Wee: https://www.straitstimes.com/politics/singapores-aviation-and-tourism-sectors-most-badly-hit-by-coronavirus-pandemic-dpm-heng
21/08/2023, 10:32 am - +Frankie Wee: Range $48B to $80B
21/08/2023, 10:32 am - +Frankie Wee: Not exactly amount $80B
21/08/2023, 10:34 am - +Andrew Ang: Which industries?
21/08/2023, 10:34 am - +Frankie Wee: https://www.straitstimes.com/singapore/courts-crime/10-foreigners-charged-over-role-in-crimes-linked-to-about-1b-in-cash-and-assets
21/08/2023, 10:37 am - +Frankie Wee: Total 94++ property plus investment under criminal investigation. That’s who affected the market good buyer and rising market prices value.
21/08/2023, 10:46 am - +Kenneth Lee WM: Thankfully, they only go for GCB ($80K a month rentals) and luxury goods. Add to gov coffers.
21/08/2023, 10:48 am - +Kenneth Lee WM: GST is designed to capture these high spending people.
21/08/2023, 10:48 am - +Coconut Tree: Ah Gong Beetang from this bunch. COE/BSD/ABSD all masok already.
Now masok the properties and state auction.
21/08/2023, 10:51 am - +Andrew Ang: One case doesn't mean anything. It just showed that our country is more corruption free.
21/08/2023, 10:52 am - +Frankie Wee: The market will hurt ppl’s purchase value.
21/08/2023, 10:52 am - +Andrew Ang: How about relief for those COVID-19 sufferers? Worse still those that have gotten twice or even thrice.
21/08/2023, 11:02 am - +Smiley face: Skills future courses for Managements skills? Time to upskill?
Good morning, Frankie!
21/08/2023, 11:04 am - +Smiley face: If the Pandemic cost over $40b.
How about a severe economic crisis will cost?
$20-$25b?
21/08/2023, 11:04 am - +Rama: International news! 60 property agents possibly implicated indirectly.
21/08/2023, 11:05 am - +Rama: Yes
21/08/2023, 11:05 am - +Smiley face: Assets Enhancement Concept will come into play... time over time.
21/08/2023, 11:05 am - +Rama: Government looking into enhanced assurance packages
21/08/2023, 11:05 am - +Smiley face: Aka datang..
Hi L and Good morning!
21/08/2023, 11:07 am - +Smiley face: "All over the world, Prime or near to prime areas are prized properties. The selling prices are higher than other non prime areas regardless of types of property, leasehold or freehold. What is a prime area and how about next to the prime area? Is it convenient or connectivity or socioeconomic or mindsets or locale or all of these plus more attributes to zone it as a prime location?"
- - anonymity
21/08/2023, 11:08 am - +Rama: Singapore case - not so prime but because next door will be prime one day.
21/08/2023, 11:08 am - +Smiley face: Circumstances and Circumventing...
21/08/2023, 11:08 am - +Frankie Wee: Will bto prime at Sentosa π
21/08/2023, 11:09 am - +Smiley face: Next plot shall be called Plus+
By next plot can mean 2km away from the Prime plot...
Zoning and proximity are two key factors.
21/08/2023, 11:09 am - +Frankie Wee: Up to people wish purchase prime or standard. Make sure cost of living stay affordable and no different prime local prices.
21/08/2023, 11:09 am - +Rama: Yes
21/08/2023, 11:12 am - +Smiley face: Plus the Development include mixed uses will raise the value of these flats or Condo.
URA shall be the referee of this balancing acts of not just housings but commercial and the further away that are commercial and industrial plots.
The systems of dwellings!
Thanks Andrew and good morning!
21/08/2023, 11:12 am - +Andrew Ang: Only valid locally for goodness sake. Make it worldwide/ asia recognizable. Benefit all too
21/08/2023, 11:15 am - +Smiley face: This message was deleted
21/08/2023, 11:15 am - +Smiley face: It's all about CAREFUL planning. This case is city and country planning, long term planning too.
It's how you utilise your land to the fullest means. It doesn't matter if you have 1 million hectares or 1 million square meters.
It is how you develop it carefully and importantly, Cleverly done!
Now, that's Value and becoming Valuable too!
People and Location!
21/08/2023, 11:15 am - +Smiley face: Synergy and Integration?
21/08/2023, 11:59 am - ☸️ Danny εΏ:
1. There is a misconception that most 50 or 60 years early seniors got the biggest benefit.
2. Actually all my batch of this group got almost nothing except one time $1,000 medisave top-up - if we read correctly.
3. It only really meant for lower income early seniors.
4. Also no mention of giving a "Majullah cards" a discount card similar to pioneer and merdeka cards.
21/08/2023, 12:03 pm - +Frankie Wee: I think that what mean is one time $1k Medisave top up. Maybe those who live in HDB solo breadwinner with not enough savings in RA or MA either earn work low income.
21/08/2023, 12:03 pm - +Frankie Wee: MA requested mins $65k
21/08/2023, 12:05 pm - ☸️ Danny εΏ:
That means $1,000 medisave top-up also don't have - practically got nothing.
21/08/2023, 12:06 pm - +Frankie Wee: Govt will continue support them older who don’t have enough savings
21/08/2023, 12:06 pm - ☸️ Danny εΏ:
Then hope at least got a "Majullah cards" for discount - to remember this group that also contribute to nation building.
21/08/2023, 12:06 pm - +Smiley face: marikita lagi satu ?
21/08/2023, 12:07 pm - +Frankie Wee: Not quite clear what is NRD said I will look out details again. Maybe for everyone who are birth 1973 or earlier will receive one time $1k
21/08/2023, 12:07 pm - +Smiley face: Let's create ONE card for ALL...
21/08/2023, 12:07 pm - +Smiley face: 50 years and older
21/08/2023, 12:07 pm - +Frankie Wee: 1974 next year turn 50
21/08/2023, 12:08 pm - +Frankie Wee: I see π
21/08/2023, 12:13 pm - +Smiley face: Marikita generation?
21/08/2023, 12:13 pm - +Frankie Wee: Is it?
21/08/2023, 12:15 pm - +Frankie Wee: https://www.pmo.gov.sg/Newsroom/National-Day-Rally-2023
21/08/2023, 12:15 pm - +Frankie Wee: Majulah package who born in 1973 or earlier
21/08/2023, 12:16 pm - +Frankie Wee: Erm π«€ I was born 1974
21/08/2023, 12:19 pm - +Rama: Good morning
21/08/2023, 12:20 pm - ☸️ Danny εΏ:
Hence a big majority of this age group of 1.4 million people got nothing except the lower income group.
Important to dispel the misconception that everyone in this age group got a windfall.
21/08/2023, 12:25 pm - +Smiley face: Imagine this?
The future card or Ecard shall be AI driven technologies.
In the case of a medical emergency at home or in the public space.
The ambulance staff will scan the card of the patient and within 10 sec the AI cloud based from MOH biometric and past to latest medical information all crunches into three solutions or the best intervention for this patient.
Before and after, especially for 995 calls, it's about time and there after to save many lives ahead of the ticking time.
The future ONE CARD is a second ID for all. It connects to almost all services from payments to appointments; public to private entities.
ONE is ENOUGH!
21/08/2023, 12:25 pm - +~L: Pandemic caused a severe global economic crises, as well as a health crises. Two terrible situations.
21/08/2023, 12:26 pm - +~L: Gov coffers are actually Singapore Reserves and help create a budget surplus. I believe our last budget saw a $2bn deficit, meaning spending more than earning through tax and investment.
21/08/2023, 12:26 pm - +Smiley face: Pandemic followed by Ukraine war thereafter economic uncertainties and so on...
You are correct, the faculty of medicines was under attacked during C19.
Thanks, L!
21/08/2023, 12:27 pm - +~L: With no budget surplus and a desire to repay some of the reserves, it's a wonder there is any money left for any additional benefits.
21/08/2023, 12:27 pm - +Rama: π€·♂️
21/08/2023, 12:28 pm - +~L: Gov is doing an amazing job keeping Singaporeans properly housed, transported, in work and healthy.
21/08/2023, 12:28 pm - +Rama: Yes do accept any tax or gst increase.
21/08/2023, 12:29 pm - +Smiley face: There may be possibilities that the national reserves will be used for economic purposes, just in case the global situations turn south!
Not many choices but to activate our NR!
21/08/2023, 12:29 pm - +Smiley face: Yes, Andrew!
21/08/2023, 12:29 pm - +SL: There are many social reasons why a person chooses to be single; if a single want to get into relationship with aim of forming a family , there are many avenue existed for them I think
21/08/2023, 12:32 pm - +SL: Majulah Package will include a modest one-time MediSave Bonus of up to $1,000. It will give you some extra buffer, to help pay your medical expenses and insurance premiums.
21/08/2023, 12:32 pm - +SL: In the majulah Package, Retirement Savings Bonus (RSB). If your CPF balances have not reached the CPF Basic Retirement Sum, you will receive a one-time CPF bonus of up to $1,500
21/08/2023, 12:33 pm - +Rama: Great
21/08/2023, 12:33 pm - +Rama: Yes
21/08/2023, 12:33 pm - ☸️ Danny εΏ:
Oh is it?
Everyone in this group get regardless of income level?
21/08/2023, 12:33 pm - +Rama: <Media omitted>
21/08/2023, 12:33 pm - +Rama: <Media omitted>
21/08/2023, 12:34 pm - +SL: For Lower- and middle-income workers will get a CPF bonus of up to $1,000 a year, depending on your income. The Government will credit this into your CPF account, on top of the usual employer and employee contributions… not sure about the criteria yet, but a lot of Singaporean will be benefit..
21/08/2023, 12:34 pm - +SL: Full time or part time…
21/08/2023, 12:35 pm - +Rama: Again, means testing
21/08/2023, 12:35 pm - +Rama: Both
21/08/2023, 12:39 pm - +Smiley face: Let's top it annually, it's a good start, this program of caring and sharing!
21/08/2023, 12:39 pm - +Smiley face: Good start, let's do it annually!
21/08/2023, 12:41 pm - +Smiley face: Counting the cost of dementia and how you can be prepared for it
https://www.straitstimes.com/business/invest/counting-the-cost-of-dementia-and-how-you-can-be-prepared-for-it
Its findings will shock many: Dementia can set a family back by up to $1.6 million in expenses if the individual survives for 10 years. That works out to monthly outlays of as much as $13,600.
21/08/2023, 12:47 pm - ☸️ Danny εΏ:
A "Majullah cards" for discount similar to pioneer and merdeka cards will be a good gesture to everyone one in this age group - to recognise the contribution to nation building.
At least can help to cushion the cost of living for this age group when grocery shopping in NTUC.
21/08/2023, 12:53 pm - ☸️ Danny εΏ:
1. Another thing that deserve mention.
2. Many young couples desire to live near their parents so that parents can help to look after their grandchildren.
3. The new classification Plus - to build more new BTO in mature estates with 10 years MOP make this possible.
This is a good move by the Housing Ministry that deserve mention.
4. However, before rejoicing, my area is quite build up - the only available slot is at Serangoon Vista - in which my son couldn't even get a queue number in the ballot. - which is a few block away from my block.
Hence, not sure future BTO through Plus - got chance or not.
21/08/2023, 1:03 pm - +Smiley face: In the case of redevelopment initiatives, perhaps Flats that are 40 years or closer to this mark, there is a chance to redevelop. Once redeveloped, the opportunities to stay closer to your ageing parents.
21/08/2023, 1:03 pm - +Rama: Yes
21/08/2023, 1:06 pm - +Smiley face: The core game for URA is to continue in search of opportunities to rebuild, replan and relocate...non stop off the wall jobs!
21/08/2023, 1:06 pm - ☸️ Danny εΏ:
However there are 3 more areas hopefully Housing Ministry can look into :
1. Availability of 5 room flats.
- Other than Serangoon Vista have 5 room flats, many previous mature estate don't come with 5 room flats.
- Some young couples need a 5 room flat to raise more children, a bigger space to work (eg. need to setup R&D gadgets, servers etc and will need rooms to do so).
- Notice that many mature estates - now call Plus and Prime don't usually have 5 room flats.
- Will Housing Ministry consider building 5 room flats as well like Serangoon Vista?
2. Concerning about income ceiling eligibility, this criteria is still not lifted. As I have highlighted the problem with income ceiling eligibility sometime back, hope Housing Ministry can give due consideration if income ceiling can be lifted.
3. Notice that increasingly, new BTO flats are getting more and more expensive and most of young couple's income will be stuck in financing the housing and leave little for retirement. Hence ability to monetise the flat at the later part of the lease eg. after 40 years + 28 years old = 68 years old to finance retirement for young couples will be very useful.
4. I understand Housing Ministry cannot make drastic steps to suddenly change too many parameters as close to 80% people are staying in HDB flats - hence need to take one step at a time.
I hope in due course, the above considerations can be taken into account, and young couples will have less financial burden to be able to own a house to raise a family, bring up kids, have a roof to stay and can retire with a peace of mind - without having financial strain hanging on their heads.
Then chances of young couples raising kids to ensure a higher TFR will be a good possibility.
21/08/2023, 1:07 pm - +Frankie Wee: 2050 to 2100global warming rising sea level ura is on working project.
21/08/2023, 1:07 pm - +Smiley face: Let's think SOONER!
move it 2025, 2030 and 2032?
What so?
21/08/2023, 1:08 pm - +Smiley face: Three windows of possible threats Coming!
21/08/2023, 1:08 pm - +Rama: Extremely close!
21/08/2023, 1:08 pm - +Frankie Wee: Yes
21/08/2023, 1:09 pm - +Smiley face: "Noah told the village folks but they took Noah like a fool..."
21/08/2023, 1:10 pm - +Frankie Wee: Hard seeking to believe from ark work by Noah
21/08/2023, 1:10 pm - +Smiley face: No fear!
It's an opportunity that comes in THREE, let's test our Polder and DTSS systems including EARLY EARNINGS systems...
Fine tune for the next TWO!
21/08/2023, 1:11 pm - +Smiley face: Only believers survived!
21/08/2023, 1:11 pm - +Smiley face: WIND is the key factor in all natural disasters!
Wind!
21/08/2023, 1:25 pm - ☸️ Danny εΏ:
1. Not forgeting to mention the Manpower Ministry - to plan for financial help during re-training for those who lost their jobs going for re-training for a high salary jobs - and not pressure to take any jobs that come along due to financial pressure.
2. This is particular useful for mature workers as well as those younger workers whose jobs get disrupted due to disruptive tech, AI, automation.
3. This will provide assurance to Singaporeans workers that Government is behind their back to cover their financial needs while going training, spur Singaporeans to retrain in useful skills for jobs, no worries if their skillsets suddenly become obsolete, and ensure Singaporeans have continuous training and long term jobs - even though their earlier jobs are no longer available.
21/08/2023, 1:30 pm - ☸️ Danny εΏ: <Media omitted>
21/08/2023, 1:59 pm - +Smiley face: PUB completes digging works for Phase 2 of Deep Tunnel Sewerage System
https://www.straitstimes.com/singapore/pub-completes-digging-works-for-phase-2-of-deep-tunnel-sewerage-system
Both phases of the DTSS cost around $10 billion to build, and the three-node system comprises a 206km-long network of tunnels and link sewers. They are also designed to last for 100 years, benefiting multiple generations, said PUB.
Ms Fu noted that its implementation will allow PUB to reduce the overall land footprint of the used water system across Singapore by half, freeing up to 150ha of land – nearly twice the size of the Singapore Botanic Gardens.
21/08/2023, 2:00 pm - +REACH: π’ *Topic* π’
Prime Minister Lee Hsien Loong highlighted three topics in his National Day Rally speech on Sunday (20 Aug), namely:
1. Young Seniors
2. Active Ageing
3. Housing
π¬ *What are your views on PM Lee’s NDR speech? How can we play our part to write Singapore's story together?*
Below are some of the highlights of PM Lee’s speech:
1️⃣ *Young Seniors*
PM Lee spoke of a new category of seniors known as “young seniors”, who are people in their 50s and early 60s.
π New Majulah Package: The support given will be tiered based on one’s income and CPF savings.
π The first component of the package is the Earn and Save Bonus, which provides lower- and middle-income workers with a CPF bonus of between $400 and $1,000 yearly, as long as they remain in the workforce, whether full-time or part-time.
π The second component is the Retirement Savings Bonus. Those whose CPF balances have not reached the basic retirement sum ($99,400 as at 2023) will receive this one-time CPF bonus of up to $1,500.
π The third component is the MediSave Bonus, a one-time bonus of up to $1,000
2️⃣ *Active Ageing*
π Singapore will be a super-aged society
Active ageing, and making homes and precincts more senior-friendly are important efforts to ensure our seniors age well.
π The network of Active Ageing Centres (AACs) where seniors can drop in to enjoy a range of activities will be expanded.
π Building more assisted-living facilities: Seniors, including wheelchair users, can soon get wider toilet entrances and foldable shower seats in their Housing Board homes.
π These are among the measures the authorities will roll out to make HDB homes more elder-friendly under an upgraded Enhancement for Active Seniors (Ease) 2.0 programme.
3️⃣ *Housing*
π A new classification framework for public housing is needed to (i) ensure homes here remain affordable, (ii) there is a good social mix in towns, and (iii) the system is fair for all.
π This is because the distinction between mature and non-mature estates, under the current classification framework, is blurring as non-mature estates are increasingly more developed.
π New Plus flats: There will be a new Plus category for Build-To-Order (BTO) projects in locations deemed to be attractive, such as those close to MRT stations and town centres
π This new category will have more subsidies and stricter sale conditions, such as a 10-year minimum occupation period and an income ceiling on resale buyers. The idea is to enable the HDB to moderate the prices of these flats and put them within reach of more people.
π Such flats are less centrally located than Prime flats, but more desirable than Standard flats. Hence, Plus flats will come with restrictions less strict than those for Prime flats, but tighter than those for Standard flats.
π Prime flats, which are located in the choicest locations close to the city centre, have the tightest restrictions. These flats are currently offered under the Prime Location Public Housing (PLH) model and have the most subsidies applied to keep launch prices affordable.
π Singles will soon be able to buy two-room flexi Build-To-Order (BTO) flats in all locations directly from the Housing Board, in a move to widen public housing options for this group of individuals.
π From the second half of 2024, they can apply for such flats across all types of BTO projects that will be classified as Standard, Plus and Prime under a new framework.
π https://www.pmo.gov.sg/Newsroom/National-Day-Rally-2023
π 8 highlights of NDR 2023: New Plus flats, $7b Majulah Package with retirement help for ‘young seniors’ https://str.sg/i5VF
π $7b Majulah Package to help S’poreans aged 50 and older meet retirement needs https://str.sg/i5VB
π Wider toilet entrances, shower seats among new elder-friendly features for HDB flats https://str.sg/i5j8
π Active ageing centres to be expanded to help seniors stay active and healthy https://str.sg/i5VL
π New public housing framework needed to ensure affordability, fairness and good social mix https://str.sg/i5VD
π HDB to launch new Plus flats at choicer locations with 10-year MOP, stricter conditions https://str.sg/i5Vz
π Singles can buy 2-room flexi BTO flats in all locations from second half of 2024 https://str.sg/i5jp
21/08/2023, 2:14 pm - ☸️ Danny εΏ:
"Tan Kin Lian addresses concerns over his Facebook posts about 'pretty' girls.
A video compiling several posts from the presidential hopeful about seeing attractive girls on buses and in malls is making the rounds on TikTok."
https://www.channelnewsasia.com/singapore/tan-kin-lian-pretty-girls-tiktok-video-facebook-posts-3712586#:~:text=Tan%20Kin%20Lian,rounds%20on%20TikTok.
21/08/2023, 2:14 pm - ☸️ Danny εΏ: https://singaporeuncensored.com/netizens-share-presidential-candidate-tan-kin-lians-adventures-on-facebook/
21/08/2023, 2:19 pm - ☸️ Danny εΏ: <Media omitted>
21/08/2023, 2:19 pm - ☸️ Danny εΏ: <Media omitted>
21/08/2023, 2:19 pm - ☸️ Danny εΏ: <Media omitted>
21/08/2023, 2:19 pm - ☸️ Danny εΏ: <Media omitted>
21/08/2023, 2:19 pm - ☸️ Danny εΏ: <Media omitted>
21/08/2023, 2:19 pm - ☸️ Danny εΏ:
As Presidential candidate, are all these decent posts?
21/08/2023, 2:29 pm - +Rama: Hugh!
21/08/2023, 2:38 pm - ☸️ Danny εΏ:
1. A President suppose to guard our reserves - not plan to use our reserves as we have "too much savings" - equivalent to raiding our reserves.
2. A President suppose to safeguard our national interest and security - not cut short NS that comprise our defence and put us in a weakened position.
3. A President is suppose to be man of good character and integrity - those posts decent of good character? <This message was edited>
21/08/2023, 2:38 pm - +Rama: Moron
21/08/2023, 2:57 pm - +~L: Wow! When is it due to be completed and operational?
21/08/2023, 2:58 pm - +~L: Regardless of political preferences, I don't this forum is to be used to promote one candidate over another.
21/08/2023, 2:58 pm - +Rama: Agree
21/08/2023, 2:59 pm - +Smiley face: 2026.
21/08/2023, 2:59 pm - +Coconut Tree: Tunnel completed, but the treatment plant not so fast. 2026 ish
21/08/2023, 3:00 pm - +Coconut Tree: TWRP has some epic delays
21/08/2023, 3:00 pm - +~L: Clearly not a credible candidate, but I now also feel guilty about discussing this on the forum.. π€
21/08/2023, 3:00 pm - +Smiley face: In phases..
No more flooding, hopefully?
21/08/2023, 3:00 pm - +~L: Still, impressive
21/08/2023, 3:01 pm - +Coconut Tree: nah - this is more to increase our water recovery from waste water. Not so much to do with flooding.
21/08/2023, 3:01 pm - +Coconut Tree: also using the recycled heat and steam from the IWMF incinerator next door.
21/08/2023, 3:01 pm - +Coconut Tree: PUB is very busy
21/08/2023, 3:01 pm - +Smiley face: If SG can mitigate the weather and climate challenges of the future , then we will be a highly valued place, aka valuable!
21/08/2023, 3:03 pm - +Rama: Yeah
21/08/2023, 3:03 pm - +Smiley face: We are just a couple meters above sea level...
21/08/2023, 3:03 pm - +Smiley face: Thank you! See far far and ahead!
21/08/2023, 3:05 pm - +Rama: Yup
21/08/2023, 3:10 pm - +Smiley face: Warning: Danger!
https://mustsharenews.com/apple-charging-iphone/?utm_source=telegram
21/08/2023, 3:11 pm - +Smiley face: Two thirds of S’pore consumers expect an economic downturn over the next year: Survey
https://www.straitstimes.com/business/economy/two-thirds-of-s-pore-consumers-expect-an-economic-downturn-over-the-next-year-survey
21/08/2023, 3:11 pm - ☸️ Danny εΏ:
Not supposed to charge handphone or lithium batteries device overnight.
It will explode and trigger a fire.
21/08/2023, 3:12 pm - +Rama: Only idiots do!
21/08/2023, 3:16 pm - +Smiley face: Lets expand this danger to all household devices and appliances that require charging !
Broadcast the pre-existing dangers!
21/08/2023, 3:16 pm - +Rama: Yes
21/08/2023, 3:22 pm - +~L: My guess is that at least 2m people charge their phone every night in Singapore.
21/08/2023, 3:23 pm - +Rama: π³
21/08/2023, 3:23 pm - ☸️ Danny εΏ: <Media omitted>
21/08/2023, 3:24 pm - +~L: Must be a lot of people with broken phones each morning.
21/08/2023, 3:24 pm - +Rama: π
21/08/2023, 3:25 pm - ☸️ Danny εΏ: <Media omitted>
21/08/2023, 3:25 pm - ☸️ Danny εΏ: <Media omitted>
21/08/2023, 3:36 pm - +Frankie Wee: Hmmm I think is safe license
21/08/2023, 3:37 pm - +Smiley face: What's the probability of a fire?
21/08/2023, 3:37 pm - +Frankie Wee: And battery healthy condition if not pls replacement new battery. Do not let it explode on head injured
21/08/2023, 3:37 pm - +Smiley face: Lithium implodes...
21/08/2023, 3:38 pm - +Smiley face: Tikam tikam
21/08/2023, 3:39 pm - +Smiley face: Electrical fire causes toxic smoke...
Remembering the young NS fireman who lost his life fighting fire at one Henderson Road Flats.
21/08/2023, 3:41 pm - +Frankie Wee: <Media omitted>
21/08/2023, 3:42 pm - +Frankie Wee: Many use E-Scoot or E-bicycle over charger and bough from China without approval LTA
21/08/2023, 3:44 pm - +Frankie Wee: <Media omitted>
21/08/2023, 3:45 pm - +~L: https://www.cnbc.com/2023/08/20/singapore-workers-adopting-ai-skills-at-the-fastest-pace-linkedin.html
21/08/2023, 3:45 pm - +~L: Impressive
21/08/2023, 3:46 pm - +~L: This is more likely the cause of fires than a Samsung or Apple phone...
21/08/2023, 3:46 pm - +Smiley face: Wow!
21/08/2023, 3:49 pm - +Frankie Wee: https://www.lta.gov.sg/content/ltagov/en/industry_innovations/technologies/electric_vehicles/charging_standard_and_installation_of_ev_chargers.html
Many EV car park using EV charger
21/08/2023, 3:50 pm - +Frankie Wee: But fact car EV battery expired it’s going to pay more
21/08/2023, 3:51 pm - +Coconut Tree: I'm more worried about PMDs charging in my neighbours house.
21/08/2023, 3:51 pm - +Rama: Likewise
21/08/2023, 3:51 pm - +Coconut Tree: Handphones - battery not large enough to cause major damage. PMD batters different scale all together.
21/08/2023, 3:51 pm - +Frankie Wee: Check if they got approval LTA and expire date battery
21/08/2023, 3:52 pm - +Frankie Wee: Battery won’t lasting lifetime it’s going to explode π₯ if they didn’t change new battery
21/08/2023, 3:56 pm - +Frankie Wee: <Media omitted>
21/08/2023, 3:56 pm - +Frankie Wee: 15-20 years expire battery lifetime
21/08/2023, 3:57 pm - +Frankie Wee: iPhone can be 9 years lifetime battery will reach 10% damage
21/08/2023, 4:00 pm - +REACH: π’ *Topic* π’
Prime Minister Lee Hsien Loong highlighted three topics in his National Day Rally speech on Sunday (20 Aug), namely:
1. Young Seniors
2. Active Ageing
3. Housing
π¬ *What are your views on PM Lee’s NDR speech? How can we play our part to write Singapore's story together?*
Below are some of the highlights of PM Lee’s speech:
1️⃣ *Young Seniors*
PM Lee spoke of a new category of seniors known as “young seniors”, who are people in their 50s and early 60s.
π New Majulah Package: The support given will be tiered based on one’s income and CPF savings.
π The first component of the package is the Earn and Save Bonus, which provides lower- and middle-income workers with a CPF bonus of between $400 and $1,000 yearly, as long as they remain in the workforce, whether full-time or part-time.
π The second component is the Retirement Savings Bonus. Those whose CPF balances have not reached the basic retirement sum ($99,400 as at 2023) will receive this one-time CPF bonus of up to $1,500.
π The third component is the MediSave Bonus, a one-time bonus of up to $1,000
2️⃣ *Active Ageing*
π Singapore will be a super-aged society
Active ageing, and making homes and precincts more senior-friendly are important efforts to ensure our seniors age well.
π The network of Active Ageing Centres (AACs) where seniors can drop in to enjoy a range of activities will be expanded.
π Building more assisted-living facilities: Seniors, including wheelchair users, can soon get wider toilet entrances and foldable shower seats in their Housing Board homes.
π These are among the measures the authorities will roll out to make HDB homes more elder-friendly under an upgraded Enhancement for Active Seniors (Ease) 2.0 programme.
3️⃣ *Housing*
π A new classification framework for public housing is needed to (i) ensure homes here remain affordable, (ii) there is a good social mix in towns, and (iii) the system is fair for all.
π This is because the distinction between mature and non-mature estates, under the current classification framework, is blurring as non-mature estates are increasingly more developed.
π New Plus flats: There will be a new Plus category for Build-To-Order (BTO) projects in locations deemed to be attractive, such as those close to MRT stations and town centres
π This new category will have more subsidies and stricter sale conditions, such as a 10-year minimum occupation period and an income ceiling on resale buyers. The idea is to enable the HDB to moderate the prices of these flats and put them within reach of more people.
π Such flats are less centrally located than Prime flats, but more desirable than Standard flats. Hence, Plus flats will come with restrictions less strict than those for Prime flats, but tighter than those for Standard flats.
π Prime flats, which are located in the choicest locations close to the city centre, have the tightest restrictions. These flats are currently offered under the Prime Location Public Housing (PLH) model and have the most subsidies applied to keep launch prices affordable.
π Singles will soon be able to buy two-room flexi Build-To-Order (BTO) flats in all locations directly from the Housing Board, in a move to widen public housing options for this group of individuals.
π From the second half of 2024, they can apply for such flats across all types of BTO projects that will be classified as Standard, Plus and Prime under a new framework.
π https://www.pmo.gov.sg/Newsroom/National-Day-Rally-2023
π 8 highlights of NDR 2023: New Plus flats, $7b Majulah Package with retirement help for ‘young seniors’ https://str.sg/i5VF
π $7b Majulah Package to help S’poreans aged 50 and older meet retirement needs https://str.sg/i5VB
π Wider toilet entrances, shower seats among new elder-friendly features for HDB flats https://str.sg/i5j8
π Active ageing centres to be expanded to help seniors stay active and healthy https://str.sg/i5VL
π New public housing framework needed to ensure affordability, fairness and good social mix https://str.sg/i5VD
π HDB to launch new Plus flats at choicer locations with 10-year MOP, stricter conditions https://str.sg/i5Vz
π Singles can buy 2-room flexi BTO flats in all locations from second half of 2024 https://str.sg/i5jp
21/08/2023, 4:06 pm - +~L: Agreed
21/08/2023, 5:12 pm - +JC: All rational and necessary policies that can help our society as we age. Would suggest 2 other points for consideration:
(1) How can we accelerate immigration sustainably to address the shrinking proportion of working/economically active population?
(2) Consider implementing positive discriminatory housing policies to favor families with 3 or more children as additional incentives to improve TFR of local population. E.g. Additional housing subsidies for large families when purchasing 5-rm flats.
21/08/2023, 5:19 pm - +~L: Both good thoughts to consider
21/08/2023, 5:24 pm - +Frankie Wee: 5room only standard bto or resale.
Prime no more 5 room bto.
21/08/2023, 5:24 pm - +Rama: π€
21/08/2023, 6:00 pm - +REACH: π’ *Topic* π’
Prime Minister Lee Hsien Loong highlighted three topics in his National Day Rally speech on Sunday (20 Aug), namely:
1. Young Seniors
2. Active Ageing
3. Housing
π¬ *What are your views on PM Lee’s NDR speech? How can we play our part to write Singapore's story together?*
Below are some of the highlights of PM Lee’s speech:
1️⃣ *Young Seniors*
PM Lee spoke of a new category of seniors known as “young seniors”, who are people in their 50s and early 60s.
π New Majulah Package: The support given will be tiered based on one’s income and CPF savings.
π The first component of the package is the Earn and Save Bonus, which provides lower- and middle-income workers with a CPF bonus of between $400 and $1,000 yearly, as long as they remain in the workforce, whether full-time or part-time.
π The second component is the Retirement Savings Bonus. Those whose CPF balances have not reached the basic retirement sum ($99,400 as at 2023) will receive this one-time CPF bonus of up to $1,500.
π The third component is the MediSave Bonus, a one-time bonus of up to $1,000
2️⃣ *Active Ageing*
π Singapore will be a super-aged society
Active ageing, and making homes and precincts more senior-friendly are important efforts to ensure our seniors age well.
π The network of Active Ageing Centres (AACs) where seniors can drop in to enjoy a range of activities will be expanded.
π Building more assisted-living facilities: Seniors, including wheelchair users, can soon get wider toilet entrances and foldable shower seats in their Housing Board homes.
π These are among the measures the authorities will roll out to make HDB homes more elder-friendly under an upgraded Enhancement for Active Seniors (Ease) 2.0 programme.
3️⃣ *Housing*
π A new classification framework for public housing is needed to (i) ensure homes here remain affordable, (ii) there is a good social mix in towns, and (iii) the system is fair for all.
π This is because the distinction between mature and non-mature estates, under the current classification framework, is blurring as non-mature estates are increasingly more developed.
π New Plus flats: There will be a new Plus category for Build-To-Order (BTO) projects in locations deemed to be attractive, such as those close to MRT stations and town centres
π This new category will have more subsidies and stricter sale conditions, such as a 10-year minimum occupation period and an income ceiling on resale buyers. The idea is to enable the HDB to moderate the prices of these flats and put them within reach of more people.
π Such flats are less centrally located than Prime flats, but more desirable than Standard flats. Hence, Plus flats will come with restrictions less strict than those for Prime flats, but tighter than those for Standard flats.
π Prime flats, which are located in the choicest locations close to the city centre, have the tightest restrictions. These flats are currently offered under the Prime Location Public Housing (PLH) model and have the most subsidies applied to keep launch prices affordable.
π Singles will soon be able to buy two-room flexi Build-To-Order (BTO) flats in all locations directly from the Housing Board, in a move to widen public housing options for this group of individuals.
π From the second half of 2024, they can apply for such flats across all types of BTO projects that will be classified as Standard, Plus and Prime under a new framework.
π https://www.pmo.gov.sg/Newsroom/National-Day-Rally-2023
π 8 highlights of NDR 2023: New Plus flats, $7b Majulah Package with retirement help for ‘young seniors’ https://str.sg/i5VF
π $7b Majulah Package to help S’poreans aged 50 and older meet retirement needs https://str.sg/i5VB
π Wider toilet entrances, shower seats among new elder-friendly features for HDB flats https://str.sg/i5j8
π Active ageing centres to be expanded to help seniors stay active and healthy https://str.sg/i5VL
π New public housing framework needed to ensure affordability, fairness and good social mix https://str.sg/i5VD
π HDB to launch new Plus flats at choicer locations with 10-year MOP, stricter conditions https://str.sg/i5Vz
π Singles can buy 2-room flexi BTO flats in all locations from second half of 2024 https://str.sg/i5jp
21/08/2023, 6:45 pm - +REACH: *Dear Contributors,*
⏰ We will be closing the chat in *15 minutes* ⏰
Thank you very much for being part of our WhatsApp chat and participating actively.
Goodnight!
Megan π
21/08/2023, 6:54 pm - +Smiley face: 21 August, 2023
"The 101 of Plus and Prime Housing"
"All over the world, Prime or near to prime areas are prized properties. The selling prices are higher than other non-prime areas regardless of types of property, leasehold or freehold. What is a prime area and how about next to the prime area? Is it valued on convenient or connectivity or socioeconomic or mindsets or locale or all of these plus more attributes to zone it as a prime location?"
- - anonymity
What if?
A family needs to relocate overseas for two or more years?
Option One, to rent the entire flats with prior approval from HDB based on evidential documents of a prolong time overseas.
Option two, to sell the flats which may subject to Double or Triple the penalty of breaking the minimum MOP rule.
Option three, on compassionate circumstances such as death or long term physical and or mental disabilities; family can opt to sell the flats before the due MOP. This case there will be a penalty of less than double imposed on this premature termination of the MOP.
All other unique circumstances not mentioned in these three options; families can submit to HDB requesting for exceptions. And all final decisions shall be under the charge of HDB.
Afterwords:
The efforts by our government to help our ageing population is commendable; starting from early plannings for well-being & ageing, medisave and CPF topup to people who are 50 years and above.
The global economics is heading to a slow down and a possible recession happening in EU, Asia as well as USA. Please pay closer attention to crude oil prices, food prices and devaluation of currencies and assets.
A highly probable scenario of caution and less optimistic outlook from Q3/23 into the whole of 2024 or 2025/26.
Therefore, it is good to keep all these welfare benefits going on for the next one to two years.
All for stability !
- - in progress - -
21/08/2023, 7:00 pm - +REACH: *Dear Contributors,*
We will be closing the chat for today.
Thank you very much for being part of our WhatsApp chat and participating actively.
Goodnight!
Megan π
21/08/2023, 7:00 pm - ~ REACH Singapore changed this group's settings to allow only admins to send messages to this group
22/08/2023, 1:02 pm - +REACH: *Ng Kok Song, Tharman, Tan Kin Lian officially in three-way race for presidential election*
ππΌ https://str.sg/i5tR
*Public reminded to avoid publishing, reposting election surveys, ads: ELD*
ππΌ https://str.sg/i5tM
22/08/2023, 5:18 pm - +REACH: *S’pore voters urged to be alert for phishing scams, cyber attacks mimicking election campaigning*
ππΌ https://str.sg/i5vv
=====
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