REACH 549 -  Do you think Budget 2024 adequately reflects a sense of optimism and resilience for Singapore’s future? What more can the Government do to foster a resilient and united Singapore? 

(SK)

08 Mar 2024 (10am - 7pm)

REACH

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Megan 😊

8/3/24, 10:00 am - +REACH: 📢 *Topic* 📢

Singapore will move forward with optimism and hope as the House unanimously voted on 7 Mar to support the Government’s $131.4 billion Budget for the financial year ahead, after nine days of debate. 

Pointing to extensive plans to keep the economy vibrant while helping Singaporeans deal with immediate cost pressures, Leader of the House Indranee Rajah said Budget 2024 “gives life and breath to the plans in the Forward Singapore Report that we, as Singaporeans, collectively developed to build our shared future together”.

💬 *Do you think Budget 2024 adequately reflects a sense of optimism and resilience for Singapore’s future? What more can the Government do to foster a resilient and united Singapore?*

In her closing remarks, Second Minister for Finance Indranee Rajah recapped some key initiatives announced in Budget 2024, including:

📌 *An additional $600 in CDC vouchers* for Singaporean households as part of enhanced Assurance Package to help families cope with cost-of-living concerns and an uncertain economic outlook.

📌 *A 50 per cent corporate income tax rebate*, capped at $40,000, in the year of assessment 2024 to help companies manage costs.

📌 *A $4,000 top-up of SkillsFuture credits* given to Singaporeans aged 40 and above to encourage mid-career workers to refresh their skills and progress in their careers, as well as subsidies to pursue another diploma.

She also reiterated that families are the bedrock of society, and the Government’s commitment to support them from young to old, such as through lower pre-school fees, more caregiving options, and boosts to retirement adequacy. Other moves, such as to expand ComLink+ and legal aid, further strengthen Singapore’s social compact by providing more support to those who need it the most, she said.

Rounding up, Speaker of Parliament Seah Kian Peng also mentioned the Republic’s total fertility rate, which fell below one for the first time in 2023. “Singaporeans are very special to all of us and our Budget reflects that. From birth to old, we are spending more than ever on each one,” he said. 

Acknowledging across-the-aisle support for the Budget, he said that all MPs want to build a Singapore for all, and for all Singaporeans.

“To thrive in this new world, Singapore cannot aim to be a mere safe space. We must, as our forefathers have always done, take risks, accept failure and rise again and say ‘majulah’ (onward),” he said.

👉 https://www.straitstimes.com/singapore/politics/amid-greater-unpredictability-mps-unanimously-support-1314b-budget-to-take-s-pore-forward-with-optimism

8/3/24, 10:01 am - ~ REACH Singapore changed this group's settings to allow all members to send messages to this group

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8/3/24, 10:05 am - +Rama: Let's study how this budget works along the way before making suitable adjustments.

8/3/24, 10:17 am - +Frankie Wee: Make a new change budgets near future.

8/3/24, 10:18 am - +Rama: Might have one election budget depending on when current PM hand over to the next.

8/3/24, 10:23 am - +Frankie Wee: Make a new change whatever we need to do helping cope low income families and new skill wage. 

The world is going to changed sooner or later near future. It’s may affected digitally economy different from current situation.

8/3/24, 10:24 am - +Rama: Digital economy is going to impact the seniors with little or no education.

8/3/24, 10:25 am - +Frankie Wee: Things changed system.

8/3/24, 10:28 am - +Frankie Wee: Between US and western countries on going war who is win to win how have power Cold War. 

Old machine to new Ai network technology

8/3/24, 10:32 am - +Frankie Wee: Skillfuture $4k we need to upskill near future

8/3/24, 10:33 am - +Kenneth Lee W M: Great budget to help singaporeans.

I hope that there are also budgets allocated to attract new businesses to operate in Singapore that will create jobs as well as attract foreigners to come to Singapore to spend money. eg: Taylor Swift is a good for the economy.

8/3/24, 10:34 am - +Frankie Wee: Budget going to advance

8/3/24, 10:36 am - +Rama: War is a blady nuisance to trade and commerce! Selfish interests inconvenience everyone!

8/3/24, 11:04 am - +Rama: Seems 3 of our asean neighbours are sour grapes on the Taylor Swift Iss - Thailand first, Philippines second and lately Malaysia!

8/3/24, 11:04 am - Your security code with +65 9755 9073 changed. Tap to learn more.

8/3/24, 11:04 am - +Rama: Issue *

8/3/24, 11:08 am - +Suma pamu: Yday at work I got a special Buyer case (Lady SC Man PR) getting married, found house (this wll be matrimonial flat) Negotiated almost close deal. But they understand later that They need to pay ABSD becz  husband is PR, buying under together name (its. a private resale) they quickly want to go register their marriage, they found out no ""Date available "

Govt asks make babies, get Married, But dont allow If some one wnt to get married immediately, seriously this made me realise, Not only doctor appointment its to get married need to wait much longer!!!

(Not sure how come they can't provide express service, now this young couple very sad, they liked found house within budget to start family, endup losing it, becz no date to get married for next one month plus) <This message was edited>

8/3/24, 11:09 am - +Suma pamu: Unrelated but want to raise this issue, that's why posted. Hope Reach give feedback Thank you <This message was edited>

8/3/24, 11:15 am - +Suma pamu: Poor thing is Absd Remission not applicable for this couple when i rechcked with lawyers.  Really trying my best to help them settle faster. But it's tough.

8/3/24, 11:37 am - +Bhavani: Due to overcrowding, we should not keep attracting foreigners as we locals are suffering due to overcrowding. It is congested and crowded in many places.

8/3/24, 11:37 am - +Frankie Wee: Married foreigners is touch.

8/3/24, 11:38 am - +Bhavani: Life is not just about the state of the economy. Life is about what kind of living conditions are locals living in <This message was edited>

8/3/24, 11:39 am - +Bhavani: We have been talking about the state of the economy for ages

8/3/24, 11:40 am - +Bhavani: We must now talk about the state of living conditions

8/3/24, 11:45 am - +Bhavani: The more the population the higher the risk of disease etc and discomfort due to overcrowding

8/3/24, 11:46 am - +Rama: Citizens birth rate cannot keep up with renewal so interim measures cannot be reduced but controlled.

8/3/24, 11:47 am - +Rama: It changes according to the world wide circumstances affecting everyone .

8/3/24, 11:47 am - +Rama: Disagree

8/3/24, 11:48 am - +Rama: Government is doing its level best under extremely difficult landscape

8/3/24, 11:48 am - +Bhavani: Interim measures have just led to overcrowding just because more emphasis is placed on the economy but have the economy led to sustainable development? No. There are tons and tons of waste generation (rubbish)

8/3/24, 11:49 am - +Rama: This is a ongoing long term adjustment.

8/3/24, 11:49 am - +Bhavani: In a small country like Singapore, there is no adjustment to be made

8/3/24, 11:49 am - +Rama: If not, we are all doomed!

8/3/24, 11:50 am - +Bhavani: Only if we keep emphasizing on unsustainable consumerism

8/3/24, 11:51 am - +Rama: Various ongoing forward Singapore dialogue looking into many areas.

8/3/24, 11:52 am - +Bhavani: Hi please don't keep defending policies whenever i give feedback. Reach wants us to provide honest but polite feedback and that's what I'm doing, mentioning things in my heart for the welfare of our nation <This message was edited>

8/3/24, 11:54 am - +Rama: We all are

8/3/24, 11:54 am - +Bhavani: To give credit to the government, yes the government has implemented several sustainable measures but these measures will not address the root cause of unsustainability which is overpopulation

8/3/24, 11:59 am - +Rama: Nothing is cast in stone so can be tweaked along the way if necessary and practical.

8/3/24, 12:57 pm - +~.@: I felt that the mid career support is an important piece going forward. apart from the fact that many needs to reskill and upskill to keep in pace with technological advances and work displacement, there's also an impending sense of recession and mass retrenchment in the job market. the support for people to study full time so that they can weather through the coming storm will be instrumental for our people. 

the years ahead will continue to be shaky, the mandate needs to be renewed to evaluate our common vision for the future.

8/3/24, 1:24 pm - ☸️  Danny 心: <Media omitted>

8/3/24, 1:26 pm - +Rama: Well done

8/3/24, 1:27 pm - ☸️  Danny 心: 

An objective unbiased world report card on Singapore governance.

We rank 1st in the World.

8/3/24, 1:28 pm - +Rama: Amazing achievement for 58 years of independence!

8/3/24, 1:29 pm - ☸️  Danny 心: 

Hope come GE, it will be rewarded by strong endorsement from our clear minded voters for our 4G transition. <This message was edited>

8/3/24, 1:35 pm - +Rama: Likewise

8/3/24, 1:52 pm - ☸️  Danny 心: 

*Budget 2024 Feedback*

*A. Cost of Living*

1. Cost of Living is threaten by the unprecedented inflation since covid pandemic beyond our control that impact the World. Though official figures say inflation go up to 7% or more, now drop to 4% of lesser, very basic essential items such as daily food prices, groceries and other items impact every strata of population - as everyone need to eat 3 meals a day - in fact go up to 100% price increases.

Eg. Last time $3.50 to $5 per meal in 2019 - now go up to $5, $6, $7 or higher in coffeeshop, food court --- a 100% increase in food prices - impacting low-income, middle income and even the higher income.

2. But Government back by strong financial revenue and balance budget is able to dish out generous GST voucher, CDC voucher, COL voucher, SCC rebates, Power & Water bill, income tax rebates, senior medisave payout, etc to help every household and every individual.

3. The payout certainly help everyone and every household to cushion the high inflation.

4. The only worried is will this be sustainable year after year - as food price increases are entrenched and will be difficult to come down - unless a national effort to bring down the food prices such as the Budget Meal and other effort when the high inflation blow over.

5. Having say so, Budget 2024 is effective to tackle our Cost of Living at the backdrop of high inflation.

赞 👍

8/3/24, 1:57 pm - ☸️  Danny 心: <Media omitted>

8/3/24, 1:58 pm - ☸️  Danny 心: 

2024 household and individual - government grant = *$10,255*.

Wow,👏

8/3/24, 2:00 pm - +REACH: 📢 *Topic* 📢

8/3/24, 2:06 pm - ☸️  Danny 心: 

*B. CyberSecurity to tackle Online Scam*

1. Online scams have been causing tremendous monetary loss to victims.

2. Government have come out with various measures to shield population from online scams and the situation is getting better though some scams still manage to slip through.

3. But overall, the majority of the population are protected. The improvement is very visible.

4. Specifically, the measures that deserves mentioned are Moneylock in banks, restrict CPF withdrawal limit, anti-malware apps, anti-scam police and bank unit, Telco blocking of scams calls and messages and overseas call to stop scams and many other efforts.

8/3/24, 2:34 pm - ☸️  Danny 心: 

*C. Housing for young couples*

1. Initially, young couples face a long waiting time, fear of financial burden, high housing cost and unable to get new BTO flats at mature estates.

2. Demand exceeding supply is the main root causes that trigger the housing woes.

3. The Government has done a great job to reverse the enormous anomaly in a very short time - by ramping up the construction of new BTO flats (about 100,000) in a very short time in both non-mature and mature estate, introduction of new housing classification such as Standard, Plus etc, reducing deposit placement to 2.5%, monthly rental voucher for young couples, reform in BTO balloting etc - hence resulting in financial burden and lower housing prices.

4. Understand that there are still unhappiness of the still high housing cost concern raise in various forums :-

Specifically common complain are - last time parents pay $100,000 plus for 4 room flat or $200,000 plus for 5 room flat ---- now young couples got to pay $400,000 plus for 4 room flat, $500,000 plus for 5 room flat and even higher in mature estates.

5. Objectively, I will rationalise why such as big jump in housing prices and really is this affordable by young couples (as the big jump is a financial stress to young couples).

a. Housing grants have been increased by government to buy new BTO flats, and resale flats. Income ceilings have move upward to qualify for such grants.

b. Salaries have increase in tandem to the cost of living.

For eg. during parent's time, salaries is $1,600, DPM Lawrence Wong say his starting pay is $2,000.

Now, fresh University graduates is $4,500, diploma >$3,000, ITE $2,000.

CPF OA interest rate is kept at 2.5% (since parent's time until now) - and hence CPF loan for housing is maintain at 2.6%.

So the trajectory of housing loan and housing payment is the same for 20 years

As long as young couples continue to work and contribute to CPF, no out of pocket cash need to be dish out for 20 years and can fully own the BTO flats after 20 years.

6. In real sense, housing prices during parents time and now young couples - don't really face a housing price increase - because income levels vis-a-vis housing prices - is proportional ---- not one that salaries is stagnant while housing price increases.

7. The catch is, young couples must have a undisrupted 20 years of continuous career (without disruption).

The fear is AI and other tech disruptors could trigger career disruption - and impact the ability to finance the house.

Hence, job sustainability measures by MOM -- will be an important factor to ensure the current housing price remain affordable.

8. However, it will be a bonus if one day, Government decides to remove the income ceiling to buy BTO flats and not insist high income buy private properties if this high income group are willing to pay the "UNSUBSIDISED PRICES" for the BTO flat - and prevent building a "Social elite class".

8/3/24, 2:43 pm - ☸️  Danny 心: 

*Jobs Security*

1. Objectively, Minister for Manpower working in tandem with Minister of Education have done a heart felt effort to ensure our people get jobs and secure a long term job up to old age - despite challenges from tech disruptor, AI and age discrimination.

2. Specifically,

a. Increase retirement age and reemployment age from 62 years to higher - and earn more income to cushion higher longevity.

b. Uplift path for ITE graduates to do diploma and Univesity, hands-on path for ITE graduates - to reap high salary and upgrade their standard of living.

c. Training allowance monthly for retrenched and training course to help retrenched workers find jobs.

d. Possible retrenched payout (still in progress) while jobless - and help retrenched to find new jobs.

e. Conversion course after 40 years old - with monthly payout and placement to new jobs.

3. All these efforts will ensure Singaporeans get continuous career security until old age - as tech disruptor, AI, business obsolescene hit.

8/3/24, 2:45 pm - +Rama: Point 4. Cannot accept LW saying public housing will continue to be affordable! Current price is a killer!

8/3/24, 2:46 pm - +Rama: Point 2 and 4. Much appreciate the efforts.

8/3/24, 2:47 pm - ☸️  Danny 心: 

Hmm...

In absolute terms, yes it look high.

In relative terms, it is affordable.

My son has done up the sum.

How he finance it, and how I finance it with his current salary versus my salary when I was young is the same - if take 20 years CPF loan for the flat. <This message was edited>

8/3/24, 2:56 pm - ☸️  Danny 心: 

*Transport system and aspiration for Car Ownership*

1. Singapore as a little red dot, with limited land spaces - will pose a big challenge for car ownership - an aspiration of many people.

2. Singapore seamless and high connectivity transport system - MRT, air-con bus, taxi, private hire, connected walkways, (cycling path still in progress) - provide a real effective conduits to move people from place to place efficiently.

3. But some people aspiration to own a car is still there - and a COE > $100,000 whereby to own even a small car cost $150,000 is mind blowing. Our car is the most expensive in the World. When foreigners ask me the price of a car in Singapore, they fall off their chair when I tell them.

4. So when Minister for Transport say he is open to the idea of moving from mostly hard quota of COE to control car ownership --- to more generous COE quota and more heavily on usage based through ERP 2 -- pricing higher for congested roads --- will probably be able to price car ownership into a more sanity level.

This will win votes from people who aspire to own cars.

5. But relaxing of COE quota - must match car park capacity and road capacity - and not clogged our roads and make Singapore unliveable.

8/3/24, 3:05 pm - ☸️  Danny 心: 

*Tourism*

1. How Singapore take a lightning "first mover" approach to tourism, when many Countries struggle to emerge from covid pandemic - is commendable.

2. We restart our air travel early - working with various countries to restart air travel.

3. We work with China to do away with visa for travel that are less than 30 dayys.

4. We bring in MICE and big shows eg. Airshow, Taylor Swift concert, BlackPink, Coldplay etc to our Sports Hub.

5. We encourage MBS, RWS to refurbish and add new attractions.

6. We refresh new tourism attractions.

7. Our air travel are now near to 95% pre-pandemic level.

8. A very commendable effort - as our toursim receipts keep going up.

8/3/24, 3:17 pm - ☸️  Danny 心: 

*Healhcare*

1. Singapore healthcare is one that is of very high standard, professional and yet affordable (though there are still some worries that the health cost is slowly creeping up).

2. However, there are very commendable effort by the Minister of Health to address the high healthcare cost and take very intricate efforts to look into new innovative efforts to tackle serious illness like cancer and keep treatment affordable - and make it available not only to the rich but also to the poor.

Let us look at the policies statement in the following URL link.

Cancer patients affected by insurance coverage changes to get help for treatment: Ong Ye Kung.

https://www.straitstimes.com/singapore/health/ong-ye-kung-changes-to-cancer-coverage-should-reduce-cost-of-treatment 

SPEECH BY MR ONG YE KUNG, MINISTER FOR HEALTH, AT THE SINGAPORE CANCER SOCIETY 60TH ANNIVERSARY, 17 FEBRUARY 2024, 2.45PM, OUR TAMPINES HUB.                                       

 https://report.sg/speech-by-mr-ong-ye-kung-minister-for-health-at-the-singapore-cancer-society-60th-anniversary-17-february-2024-2-45pm-our-tampines-hub/ 

3. The effort is not to give treatment at all cost in a irresponsible manner (to the extent of bankrupting the nation to save one live) ---- and then make many thousands lives run out of fund - and sacrifices the lives of many more lives - in a "Misplaced Compassion" ---- but "Compassion with Wisdom" ---- by intricately reduce the treatment cost for serious illness like cancer to a sustainable manner and make it widely available to all the people regardless of income status.

This is a hallmark of a Wise and Responsible Minister (not an irresponsible absurd one for one selfish individual and sacrificing the lives of thousands).

4. A high praise for the Minster of Health.

8/3/24, 3:29 pm - ☸️  Danny 心: 

*Defense*

1. The Minister of Defense make a very shrewd spending in Defense, and yet able to maintain our Armed Forces cutting edge.

2. Our Defense Minister is able to lower normal spending of 5% to 3% - but yet able to procure cutting edge stealth fighter planes - specifically the F35Bs and the F35As to replace the ageing F16.

3. The procurement will ensure we have an unassailable lead in guarding our airspaces - as practically, F35s cannot be tracked by air defense missiles and non-stealth fightes. In addition, F35s sensors in gathering intelligence is unsurpassed as well as eradicating threathening air defense.

This will ensure our Air Force is able to dominate the air spaces - and help our Armed Forces  win war --- a very effective deterrence from preventing war from breaking out and safeguard Singapore security.

4. Other commendable efforts include military tieup and friendships with many neighbours, regional countries and superpowers such as US and China -- to ensure war will not break out in Singapore - and ensure our National Security.

8/3/24, 3:35 pm - +Frankie Wee: https://www.asiaone.com/entertainment/scams-scalpers-additional-seats-ticket-woes-continue-plague-fans-final-taylor-swift-eras-tour

8/3/24, 3:37 pm - +Frankie Wee: I think someone took it the ticket used and make copy the same serial number this invalid. 

Beware of scam sold.

8/3/24, 3:37 pm - ☸️  Danny 心: 

*Sustainability*

1. Minister of Sustainability has done a good job in securing our energy needs such as LNG, regional electricity grid from Laos, neighboring Countries, Australia etc., deploying solar panels (eg. remote islands fully run by solar farm, solar panels roll out to HDB flats etc); looking at future potential energy sources such as hydrogen gas, geothermal, nuclear - small modular reactor and nuclear fusion etc.

2. Secure our food sources such as future food alternatives like plant-based, cell-culture meat, vertical farming etc.

3. Flood preventing mechanism, pilot testing of flood blocking and other measures to protect our coast lines.

4. A good job by Sustainability.

8/3/24, 3:52 pm - ☸️  Danny 心: 

*Environment*

1. However, my only unhappiness is on the overall environmental hygiene.

2. I am not against reducing the use of single used plastic bags - as plastic bags do cause pollution problem to the environment and micro-plastic is bad for human health and animal/fish health.

3. I feel that restricting the plastic bags used is necessary.

4. But restricting plastic bags used should not be done at the expense of lowering the overall hygiene - in which single bags plastic are also used to bag food and liquid waste as well as solid waste at home.

5. The charging of supermarket plastic bag - for all bags has drastically reduced the plastic bags usage but introduced a hygiene problem (that Siingapore has controlled for decades) - as Singaporeans bag their home waste with the single used plastic bags.

The plastic bags charges - has triggered many Singaporeans to stop bagging home waste and just throw their waste into the rubbish chutes -- triggering pest problems at home and now result in island wide rat infestattion problems as well as leptospirosis that can be fatal.

6. This make me unhappy - as the policy try to solve plastic bag problem but introduce a new hygiene problem (that have been controlled for decades).

7. Introducing thermal sensors to detect rats - instead of encouraging bagging of waste that curb food source - is wasting taxpayer money - whereby plastic bags are free and included in the supermarket purchases.

And worst thermal sensors are put at food centre - as its deployment is costlly.

But what about HDB flats with rubbish chute where unbag waste foods are abundant - as people no longer use plastic bags to bag food waste?

If thermal imaging are deployed in HDB flats - then cost will go up exponentially.

8. Hence i feel that the NEA has not look deep into it and not balancing plastic bag usage vis-a-vis need to bag food waste at home well.

Also, don't seems like NEA will swallow their pride to reverse the plastic bags charge to free (1 free per day)  and remaining charge - to solve both plastic bag usage problem and bagging food waste probel.

9. Hence I give a poor rating to Environment control.

8/3/24, 4:00 pm - +REACH: 📢 *Topic* 📢

8/3/24, 4:54 pm - ☸️  Danny 心: 

To conclude :-

1. Our this batch of 4G Leaders are of very high quality complemented by the 3G Leaders.

2. Economy wise, we are doing very well - as benchmark against the rest of the World - as we emerge from pre-pandemic - with the backdrop of very challenging external landscape that range from geopolitical tensions, global supply disruption, decoupling, war conflict, protectionism, isolationism, emerging of far-right nationalism etc.

3. I feel that our current hybrid of 4G and 3G Leaders deserve our strong mandate - like we have given President Tharman a strong > 70% votes --- that will secure our future and our children as well as our future descendants generations.

4. Our batch of Leaders are highly competent with good moral characters - that are admired Worldwide.

5. Hope that our voters will view this with objectivity - and give them the strong mandates come the next GE.

8/3/24, 6:00 pm - +Smiley face: This message was deleted

8/3/24, 6:01 pm - +REACH: 📢 *Topic* 📢

8/3/24, 6:13 pm - ☸️  Danny 心: 

Also use thermal imaging only target the rat infestation.

Then how about other pests like ants, cockroaches, lizards, mosquito, maggots, bacteria?

Bag the food waste stop all pests and some more free.

More superior than costly detection. <This message was edited>

8/3/24, 6:45 pm - +REACH: *Dear Contributors,*

⏰ We will be closing the chat in *15 minutes* ⏰

Thank you very much for being part of our WhatsApp chat and participating actively.

Goodnight!

Megan

8/3/24, 7:00 pm - +Smiley face: 8 March, 2024

"Our Future is Secured and Stable"

"Early Indicator of Future Success, simply means future potentiality (EIFS) versus the commonly known KPI which itself is the immediate or recent performance."

- - Jensen Huang, Nvidia Founder 

A big effort! It's a peoples' budget !  

Our overall Budget is robust and sound; an excellent execution of high calibre, high details and high reaching and it's an inclusive budget package covering many aspects of living and working and across all age groups. Every individuals will benefit from this budget.

Only through the testing of current time, we will know the necessary adjustments to align on sight and importantly, we can do it!

Have hopes and have trusts ! Now is the time to sieze opportunities, united, and work towards these enhanced National Budget to enable all people of all ages, together, for peace, prosperity and progress.

                - - in progress - -

8/3/24, 7:00 pm - +REACH: *Dear Contributors,*

We will be closing the chat for today.

Thank you very much for being part of our WhatsApp chat and participating actively.

Goodnight!

Megan

8/3/24, 7:00 pm - ~ REACH Singapore changed this group's settings to allow only admins to send messages to this group

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