Monday, March 25, 2024

REACH 555 -  What are your views on the support initiatives aimed at mid-career workers aged 40 and above? How can we continue to ensure that our workers remain relevant in the competitive labour market? 

(SK)

25 Mar 2024 (10am - 7pm)


REACH

25/3/24, 9:46 am - +REACH: *Dear Contributors,*

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Megan 😊

25/3/24, 10:00 am - +REACH: 📢 *Topic* 📢

In 2023, fewer people took part in training programmes supported by Skills-Future Singapore (SSG), compared to the year before. At the same time, there was an increase in employers sponsoring their workers for training.

Mr Tan Kok Yam, chief executive of SSG, mentioned that the increase in companies sending their workers for training, “shows an increasingly collective commitment to lifelong learning, across the ecosystem of employers, workers and training providers”.

💬 *What are your views on the support initiatives aimed at mid-career workers aged 40 and above? How can we continue to ensure that our workers remain relevant in the competitive labour market?* 

📌 _*Mid-Career workers:*_ 

Mr. Tan expressed expectations for increased participation among workers aged 40 and above as additional support, such as the SkillsFuture Level-Up Programme introduced in Budget 2024, becomes available for mid-career individuals. The SkillsFuture Career Transition Programme courses increased to 180 courses in 2023 compared to 82 in 2022, with approximately 3,700 participants. As announced in Budget 2024 initiatives, mid-career workers are set to receive a $4,000 SkillsFuture credit top-up and subsidies for pursuing full-time diplomas at various institutions. Moreover, individuals aged 40 and above enrolling in selected full-time courses from 2025 will receive a monthly training allowance to mitigate income loss from time off work.

📌 *_Utilisation of SkillsFuture credits:_*

Utilisation of SkillsFuture credits remained prevalent, with 192,000 individuals out of the total 520,000 participants in 2023 using their credits. Courses in digital, food and beverage, and safety sectors garnered the highest participation rates, indicating a demand for skills relevant to these industries. Moving forward, SSG aims to offer more courses in emerging industries and maintain high-quality, impactful training to enhance workforce capabilities and contributions.

👉 [ST] https://www.straitstimes.com/singapore/skillsfuture-participation-drops-in-2023-despite-increased-employer-engagement

25/3/24, 10:01 am - ~ REACH Singapore changed this group's settings to allow all members to send messages to this group

25/3/24, 10:01 am - ~ REACH Singapore changed the group description

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25/3/24, 10:16 am - +Sunny: People are already overworked as it is in several, if not most, fields of work. I understand Singapore needs to remain competitive and the potentials of different fields of work do change fast, with regards to demand, supply, global influences, etc. But seriously, we only have 24 hours a day. Even policies like WFH is not encouraged / available everywhere. People are getting tired of trying to survive, especially with rising cost. To expect them to take on more courses instead of looking after their own health, family and other aspects of their lives is horrible. That's also why less people are having kids and getting married also - there's no time!

It's a good initiative for sure, and necessary for those who are otherwise going to face job loss. But we need to think about how the average person actually has time for this.

25/3/24, 10:22 am - +Ducky: These initiatives are 👍! Personally I am thinking about taking cyber security courses with the top ups. It’s always good to upskill and stay ahead.

25/3/24, 10:33 am - +Smiley face: "If you are anxious about your future, you should act on it whether it is your job security or your finances, and change your usual ways of doing things. If you are not worrying over your future, you should start thinking if you are all right. And don't overly worry over nothing, if you are feeling 'over-the-hill' then you should start changing your mindset!"

-- anonymity

25/3/24, 10:43 am - +Frankie Wee: Worrying about future generations technology advance change. Then action enrolment it and take upskill

Nothing worry just normally to take upgrade and stay employability

25/3/24, 10:44 am - +Frankie Wee: Make the change is something new era technology advances. Take advantage or disadvantage old and new

25/3/24, 10:46 am - +Kenneth Lee WM: >In 2023, fewer people took part in training programmes supported by Skills-Future Singapore (SSG), compared to the year before.

The interpretation of the statistics is flawed.  The previous skills future credits spanned a couple of years since Covid.  By 2022, everyone used up their credits leaving almost nothing for 2023.  Hence, no one signed up for anything in 2023.

Having said above, skills future credits are a good thing to keep the population learning.  Either to improve job prospects or to stave off dementia.

Without skills future, I would never have learnt how to fly /land an Airbus in a simulator. <This message was edited>

25/3/24, 10:48 am - +Rama: Could be the reason why higher employers take up rate!?

25/3/24, 10:56 am - +Ducky: https://www.channelnewsasia.com/singapore/iswaran-8-fresh-charges-court-lum-kok-seng-brompton-bicycle-whisky-lta-contractor-4218961

25/3/24, 10:56 am - +Ducky: I am intrigued by iswaran’s case and think it is a more interesting topic to discuss! 😂😂😂

25/3/24, 10:56 am - +Ducky: Side track a bit! REACH don’t mind ah.

25/3/24, 11:17 am - +SL: This message was deleted

25/3/24, 11:18 am - +SL: In a complex business environment, job tasks constantly change, and business process reengineering and organisation restructuring put workers' carrier futures in uncertainty; these changes are always driven by business profit. We need to maintain our value to an organisation or risks in relocation, using the skills future fund to learn relevant new skills, provided by the government is one of the best solutions.

25/3/24, 11:27 am - +Smiley face: SL, just to add on to your insights....

In SG, our core skillsets perhaps are services and less of manufacturing other than the HITECH manufacturing that constantly requires upgrading because of innovations and newer technologies.

As a contingent, our workforce is excelling at the front of services and we need to continue to build our existing knowledge and transform ourselves into a new knowledge bank or else  SG will lose its relevancy to MNEs and thereafter, our International and global appeal as one bright spot of hopes for tomorrow will diminish quicker than switching off the lights!

Therefore, it is paramount for our Policy of learning, upgrading and employability to encompass all existential contests, opportunities and in the unavoidable external threats and influences out of the backdrop of geo tensions and unstable trading environments from Germany to China and onto US and Japan! These four big economies will have a big impact on smaller nations not confiding in SG but to ASEAN as "one trading house!"

25/3/24, 11:29 am - +~.@: i utilized all my balance to fund my part time masters studies. granted its not a "core skill" but it was funded partially.

25/3/24, 11:29 am - +Smiley face: <Media omitted>


25/3/24, 11:31 am - ☸️  Danny 心: 

"Why Singapore Employees Need To Be Ready For Retrenchment In 2024".

https://dollarsandsense.sg/business/why-singapore-employees-need-to-be-ready-for-retrenchment-in-2024/#:~:text=Why%20Singapore%20Employees%20Need%20To%20Be%20Ready%20For%20Retrenchment%20In%202024


25/3/24, 11:31 am - ☸️  Danny 心: 

More middle managers are being laid off, Working Life - THE BUSINESS TIMES.

https://www.businesstimes.com.sg/working-life/more-middle-managers-are-being-laid


25/3/24, 11:34 am - ☸️  Danny 心: 

Correction:-

If fund transfer is between FAST participating banks - in which OCBC and DBS are - fund transfer is immediate and cannot reverse.

For non participating banks in FAST transfer - it is pending - "maybe able to reverse". Pse check with MAS.

For Swift transfer - is not immediate - "maybe able to reverse" - pse check with MAS.


25/3/24, 11:34 am - ☸️  Danny 心: <Media omitted>

25/3/24, 11:34 am - ☸️  Danny 心: <Media omitted>


25/3/24, 11:45 am - +SL: Service quality is of the utmost importance in services. Knowledge workers shall explore the possibility of human-machine partnerships in the future to maintain competitive advantages in job markets; in doing so new skills are required for following generation workers. Depending on the industry, a new basic skill set is needed, yielding results as I'm experimenting with it.

25/3/24, 11:47 am - +SL: human–machine partnership or collaborations (HMP or HMC).

25/3/24, 11:50 am - +Smiley face: How not to be FIRED? ( besides upgrading skills)

It's all about People to People relationships!

At the bottom of the corporate ladder are the abundance of workers who work day in and day out as implementers of core Duties and Responsibilities.

Up the ladder to the next floor of workers are the Managers who overlooking below the work floor (aka workflow). These managers are the group leaders that ensure the flow of operations as required by the management (aka bosses).

The pinnacle of any organisation is the management of the firm! Here at the top floor (aka strategy and policy). These top bosses have what many described as the key attribute that is great communicator! Arguely, millions of folks would say, " talk the walk and at times cannot walk"?

The truth is communication is the hidden key to Success at any FLOOR of work and most importantly, isn't it human to human to get along or facing conflicts and confrontations! And that's the kicker in losing your job! Isn't it true?

25/3/24, 12:02 pm - +Smiley face: SL, this partial essay in the making, ...hope we can find deeper meanings and apply to our Skillsfuture which is one important resource for our SG survivable! And to survive is just not good enough....! Why so?

25/3/24, 12:05 pm - +Smiley face: " The Short & The Long And The Survivability Of Nation"

The exportability of a country's goods and services is a quarter of its GDP equation. The key enabling factors are productivity, wages,  importation of raw materials, and land. One major asset in the equation of a country's GDP performance is its national savings rates, both public and private. The flip side of savings is debts; the ratio of a nation's debts vs. savings is one early sign of future financial liquidity. This critical ratio, if compared across regions, international and globally, we will realise the propensity for growth and the overall GDP of each nation, region, and the world consumptions and the depth of debts. It will have a profound impact on the nation with higher than ordinary debt to enable more competitiveness in driving its economy on high gears than lower its expectations of growth on a year to year basis.


25/3/24, 12:21 pm - ☸️  Danny 心: 

1. This SkillFuture support initiative is meant for 40 years and above.

2. It is a good time for workers of such age group to go for retraining to keep the skill updated.

3. Because those in late 20s and 30s will have just graduated from Universities, Polytechnics or ITEs and the skillsets are up to date.

4. 40 years and above, the knowledge could be overtaken by new development. Especially so with proliferation of AI.

5. Also 40 years and above, couples will already have married with children - in teens or grown up. Less demanding of parents time in babysitting.

6. More time for upskilling. <This message was edited>


25/3/24, 12:23 pm - ☸️  Danny 心: 

7. Mature workers 40 years and above face the real challenge of obsolescence if not upskill.

8. In addition, this age group workers usually will have accumulated higher pay than fresh graduates with up to date skills.

9. So it face a real possibility of being replaced if this age group don't go for retraining.


25/3/24, 12:39 pm - +Frankie Wee: Middles group have an ability experience with their resume previously job.

Can be possible acknowledgment quality of work

25/3/24, 12:41 pm - +Smiley face: This message was deleted

25/3/24, 12:42 pm - +Smiley face: This message was deleted

25/3/24, 12:43 pm - +Smiley face: That's one truth, Frankie, thanks!

25/3/24, 12:43 pm - +Smiley face: Fast, Faster and Fastest?

With the fast response from Digitisation itself has shortened the number of productive years of workers from level up to senior managers!

The attrition rates of individuals can be expressed in the mathematical language of differential and simultaneous progression. The starting point is 20 years to 45 years of age.

Another variation and a further refinement of the standard deviation against the Z point as expressed on the above mathematical model. The SD can be up to 1.5 from the nearest Z.

That's to say, the unemployment rates or the ratio of Retrenchment cohort will bend towards age 50 and older. 

It's not a simple challenge nor is it any easy HR  hiring model or mathematically expressed in hope to achieve symmetrical outcome on a normal distribution of labor out of age group followed by skillsets, sector by sector. And not to forget to include wages across age groups and the average length of service.


25/3/24, 12:44 pm - ☸️  Danny 心: 

17. Example, previously, all IT staff are train in mainframe. With the advent of network, come server-client computing. Mainframe skills obsolete overnight. Those staff who refused to be retrained in LAN and insist on mainframe have to leave the organisation.

18. When network LAN become mature with Novell NetWare, bayan vines - Internet come on board using TCP/IP. IPX and banyan vines become obsolete overnight. IT staff got to retrain in TCP IP.

19. Previously, cell-based ATM tech is a reliable network standard for Telco and LAN. But Gigabit Ethernet come out and ATM go out of existence.

20. Previously, system integrator have a field day setting up network, servers and systems. Now server virtualisation and cloud computing take over system integration.

Imagine if IT staff don't go for constant skills upgrading - can survive in IT industry?


25/3/24, 12:46 pm - +Smiley face: In the future (not so far off), perhaps the business of Cloud computing and facilities will be stationed at Johore? Cheaper?


25/3/24, 12:46 pm - ☸️  Danny 心: 21. 

Now AI and quantum computing - are the 2 earth shakers.


25/3/24, 12:46 pm - +Rama: A real possibility!

25/3/24, 12:46 pm - +Frankie Wee: It’s can be human error if company do not upgrade system and release new standard version

25/3/24, 12:47 pm - +Smiley face: Nvidia+ YTL @Johore

25/3/24, 12:48 pm - +Smiley face: GAI will weet it out. !


25/3/24, 12:51 pm - ☸️  Danny 心: 

Cloud computing can be anywhere in the world, India, China, US, not necessarily Johor.

Knowledge and skillsets are the criteria.

Anyway, Singapore has among the highest concentration of data centres and cloud computing in the world.

Because of political stability, good IT infrastructure, good IT talents, cybersecurity, AI talents, no flooding and earthquake, reliable power supply with no power disruption, relatively attractive cost vis-a-vis quality etc.

Not just only cost. <This message was edited>


25/3/24, 12:51 pm - +Smiley face: Concept Time:

"If human wisdom is derived from past experiences then all experiences from the worst to the best can be compressed into Q-format  feeding into algorithmic patterns to strive for better outcomes or in human sense, better experience of the future to be!"

That's maybe an early indicator of future success, for more powerful than the metrics of KPI ? True or Imagine?


25/3/24, 12:52 pm - ☸️  Danny 心: 

In the few continents, US, EU, Asia Pacific - Singapore is an alternative Data Centre Hub (Cloud Computing) - because of all the factors I have identified above.


25/3/24, 12:54 pm - +SL: The cloud data centre will go anywhere with cheap electricity, cheap land cost and reasonably secure physical security.

25/3/24, 12:55 pm - +Smiley face: Both situations will have different long-term cost structures and trajectories of growth. In the mid-term, a lower cost based manufacturing  will outperform a higher cost manufacturer. The tipping points are new technology, innovation, and higher productivity from improvements of productions which will redefine and lower the costs of production to the Z point which in statistical terms means inside the overall industry cost depicted in less than one standard deviation against your competitors.

25/3/24, 12:55 pm - +Smiley face: SL, pls take note! Thanks.

25/3/24, 12:57 pm - +SL: Not sure if the chips from Nvidia, will continue monopolizing the market for the next foreseensable future?


25/3/24, 12:57 pm - ☸️  Danny 心: 

Alternative Data Centre Hub - notably Skorea, Taiwan, HK, Japan - all have their challenges.

Eg. Geopolitical tensions, domestic security, earthquake, tsunamis.

Hence the best site is Singapore.

But we must be constantly on the toe and ensure our IT talents are updated and proficient in latest skillsets - that are not easily replaceable.


25/3/24, 12:57 pm - +Jimmy Chew: https://www.straitstimes.com/singapore/singaporean-doctor-in-britain-receives-honorary-knighthood-for-role-in-fight-against-covid-19

25/3/24, 12:58 pm - +Jimmy Chew: Our educational system and the medical institution pays off

25/3/24, 12:58 pm - +Smiley face: Not sustainable, pls watch for the US to intervene into this monopolistic competitor! Pls reexamine how US broke the Japanese competitiveness in the later part of 1980s

25/3/24, 12:59 pm - +Smiley face: Intel, a potential disruptor? And followed by three more players!

25/3/24, 1:00 pm - +Smiley face: <Media omitted>

25/3/24, 1:00 pm - +Smiley face: Andrew....any insights? Thanks.


25/3/24, 1:00 pm - ☸️  Danny 心: <Media omitted>


25/3/24, 1:01 pm - +Rama: Well done and congrats

25/3/24, 1:01 pm - +Frankie Wee: Let me share there are two mindset has different each of them quality:

One middle group has straight ability career and experience resume and he/she far vision achieved reach goal income.

One not has take upskill future quality and not well being educated level. He or she has skill cooking hawker foods and make quickly bucks every dollars with long hours.

25/3/24, 1:02 pm - +Frankie Wee: Short cut make Singapore lose tax business

25/3/24, 1:03 pm - +SL: AI chips, are a new frontier that all big semiconductor companies aim for profit, The market-consuming AI chips also affect the growth of semicon companies producing AI chips.

25/3/24, 1:04 pm - +Smiley face: No worries!

When someone short cuts, you cut short the deal! Let's think deeper!

25/3/24, 1:04 pm - +Smiley face: A deep pocket game of changes!

25/3/24, 1:04 pm - +SL: Electricity, land cost are some key factors on data centre setup

25/3/24, 1:04 pm - +Frankie Wee: 3nm chip the ultra thinnest world

25/3/24, 1:05 pm - +Smiley face: Less please! By 2025!

25/3/24, 1:05 pm - +Frankie Wee: China successfully make it own self

25/3/24, 1:05 pm - +Rama: The original idea was a sea crossing which will never materialise due to environmental issues astronomical  costs! The land crossing seems cheaper but probability bearing fruit still needs indepth study.

25/3/24, 1:05 pm - +Smiley face: Hope so....

25/3/24, 1:06 pm - +SL: The study cases with Japan + Franch companies…

25/3/24, 1:06 pm - +Smiley face: Thailand is going full steam!


25/3/24, 1:07 pm - ☸️  Danny 心: 

True.

But not the main determining factors.


25/3/24, 1:07 pm - +Smiley face: Yes, Japanese are more hopeful! They are old hands in the electronics realms.

25/3/24, 1:07 pm - +Rama: Hope our foresight for tuas megaport overrides this!

25/3/24, 1:07 pm - +Smiley face: The future of Cloud center will be lean and slim!


25/3/24, 1:09 pm - ☸️  Danny 心: 

"Singapore’s data-centre market to surpass 1GW milestone, challenges ahead: Cushman & Wakefield"

 https://www.businesstimes.com.sg/startups-tech/startups/singapores-data-centre-market-surpass-1gw-milestone-challenges-ahead-cushman#:~:text=Singapore%E2%80%99s%20data%2Dcentre%20market%20to%20surpass%201GW%20milestone%2C%20challenges%20ahead%3A%20Cushman%20%26%20Wakefield


25/3/24, 1:09 pm - +SL: 3nm is not monopolized with EUV; some folks discovered other means to achieve 3nm with DUV, which long ago industry said only EUV could do. 🤷‍♂️🤦‍♂️ what is the reality? 🤣

25/3/24, 1:09 pm - +SL: Study said with duv 😱

25/3/24, 1:12 pm - +SL: Canal may lead to security issue…maybe.

25/3/24, 1:13 pm - +SL: With new materials, a data center might not be necessary in a building on land….

25/3/24, 1:14 pm - +Smiley face: Outer space!

25/3/24, 1:17 pm - +SL: 👍, also underground, deep sea, sky, near orbit, maybe miniaturised 🤷‍♂️

25/3/24, 1:17 pm - +Smiley face: Deep sea risks a higher level of sabotage?

25/3/24, 1:19 pm - +Rama: Deep underground possibly of unstable rock foundation.


25/3/24, 1:19 pm - ☸️  Danny 心: 

1. The reason being, with virtualisation and cloud computing, the form factor is incredibly small with the same footfall unlikely previously, 1 application per server.

2. Depending on the server capacity, easily 10 or more VMs (virtual machine) can sit in 1 physical server - hence drastically reduce the land needed to house so many servers.

3. One floor can easily house many organisations cloud computing needs - hence drastically reduce the high rental costs incurred by data centre operators.

4. Also as physical servers are reduced, electricity needs are reduced as they are replace by software Virtual Machines.

5. Talents, skillsets, cutting edge technology and knowledge, reliability of the system, reliable power supply, political stability, good infrastructure, earthquake, flooding, riot free environment, good financial systems etc - become more paramount in the consideration of setting up Data Centre in Singapore.

6. Hence we must safeguard and cherish our positive strength.


25/3/24, 1:19 pm - +Smiley face: Please check for past and new Fault line, the geology!

25/3/24, 1:20 pm - +SL: Location unknow and monitored by LEO satellite network… however if happens, only state actor can reach that extend.

25/3/24, 1:21 pm - +Frankie Wee: Basic in the building new outer space international space station


25/3/24, 1:21 pm - ☸️  Danny 心: 

7. Also we have many submarine cables landing sites invested by global IT companies - in which high speed fibres are installed in Singapore before spreading out to other Asia Pacific countries.


25/3/24, 1:21 pm - +Frankie Wee: ISS has worldwide earth obit

25/3/24, 1:21 pm - +Smiley face: Backbone of COMMS.... positioning!

25/3/24, 1:21 pm - +Rama: Minimise space debris needed too.

25/3/24, 1:22 pm - +Frankie Wee: Russia and China are not within international space station in future can end lend to obit

25/3/24, 1:22 pm - +Frankie Wee: They are enemies space station

25/3/24, 1:22 pm - +Rama: So much for international space station!


25/3/24, 1:22 pm - ☸️  Danny 心: <Media omitted>


25/3/24, 1:23 pm - +Frankie Wee: This where the begin the future mankind creator

25/3/24, 1:23 pm - +SL: Possible… tectonic shift never stop..

25/3/24, 1:23 pm - +Frankie Wee: Next to moon building HQ


25/3/24, 1:23 pm - ☸️  Danny 心: 

Hence our internet speed is the fastest in Asia Pacific region compare to other countries.


25/3/24, 1:23 pm - +Rama: Submarine cable prone to being cut by those with ill  intend!

25/3/24, 1:24 pm - +Smiley face: Rings of fire

25/3/24, 1:25 pm - +Smiley face: Simple cut followed by disrupted transmission of data and it takes months to repair it, three ocean going vessels can do the repair and the cost of replacing?

25/3/24, 1:25 pm - +Smiley face: Wow! Transparent!

25/3/24, 1:25 pm - +SL: Russia is one of the owners of ISS..

25/3/24, 1:26 pm - +Rama: Consequences astronomical in all aspects

25/3/24, 1:27 pm - +Smiley face: Japanese are excellent at recycling. This case is space debris! One hidden advantage of recycling is the ability to reengineer others know-how and better your future performances!

25/3/24, 1:27 pm - +Rama: Agree

25/3/24, 1:27 pm - +Smiley face: At the Mercy of others.....

25/3/24, 1:27 pm - +Rama: Sadly!

25/3/24, 1:27 pm - +Smiley face: No free lunch!

25/3/24, 1:28 pm - +Smiley face: So how to avoid it?

25/3/24, 1:28 pm - +Rama: Expensive yes!

25/3/24, 1:29 pm - +Smiley face: Conquering your Competitors?

Every conquer spells war! And all kinds of war happened including trade war between two powerful nations!

How long will it last? Using Pure logic and minus all agendas!  By using a massive amount of subsidies to support an economy in hope to sustain a lasting prospect of growth and this prosperity measure is just not the smart way out of the mountain of debts while pushing each other to the edge of the cliff?

25/3/24, 1:29 pm - +X-tra: Saw this earlier today, surprised no one is talking about it. Also surprising that he continues to plead not guilty 🤔

25/3/24, 1:29 pm - +Rama: Don't expect much update from sph/mediacorp!

25/3/24, 1:33 pm - +Ducky: I really think he has the means to afford everything he is being accused of accepting and will likely use that as a defense?

25/3/24, 1:34 pm - +Ducky: But hor, public service leh. Pretty clear that they cannot accept anything, not even kopi!


25/3/24, 1:36 pm - ☸️  Danny 心: 

With such high capacity submarines fibre optic cables - Big Data, massive backup data, training AI models - can move in high speed via the internet.

Many redundancies are build into the submarine cables landing sites - and can easily reroute to other redundant links if one submarine cable is cut.

Hence many data centres set up by foreign investors in Singapore.


25/3/24, 1:37 pm - +SL: During a crisis such as the conflict, goods prices are inflated, and outflow of wealth happens from a pure economy perspective. Subsidies will not be sustainable as the speed of draining the pool of money will be faster than usual.


25/3/24, 1:38 pm - ☸️  Danny 心: 

Many redundancies build in.

Undersea water is patrol by our submarines.

Submarine cables are far away from commercial ships route if they drop the anchors ⚓.


25/3/24, 1:38 pm - +Smiley face: From a deflating place into an inflating place? Or vice versa?

25/3/24, 1:38 pm - +Smiley face: Solid cable vs wireless?


25/3/24, 1:41 pm - ☸️  Danny 心: 

Wireless or satellites are never a reliable transmission medium as the internet backbone.

Also it can be easily tap - man-in-the-middle-attack - a big security issues.

Hence fiber to the home is coin.

All internet backbone are reliable fibre cable that cannot be easily tapped and they can transmit huge volume of data.

And fibre are technology proof and future proof.


25/3/24, 1:42 pm - ☸️  Danny 心: <Media omitted>

25/3/24, 1:42 pm - ☸️  Danny 心: <Media omitted>


25/3/24, 1:48 pm - +Smiley face: Energy consumption and the need to COOL your systems?


25/3/24, 1:52 pm - ☸️  Danny 心: 

1. I remember I was in one neighbouring country doing consultancy work for a university to upgrade their entire campus infrastructure. (Not mentioning which one).

2. When I need to access the internet, I notice the speed is painfully slow.

3. I do a ping, and notice the latency run up to thousands of milliseconds.

4. When I do a trace-route, I notice that it do do many hops to various countries before it reaches the intended destination.

5. When I checked with their IT staff, they told me such speed is a norm. They quite used to it. I was amused with their answer.

6. However, when I do the same while in Singapore, I noticed that the destination to anywhere in the world, the internet speed is relatively fast and fewer hops.

7. This is one of the main reason why many data centres operators from overseas want to set up shops in Singapore.

8. Land price and electricity costs are not the main determining factors although they are variables in the consideration - as cost are always important to business.


25/3/24, 1:53 pm - +Frankie Wee: New technology near future can more faster than current

25/3/24, 1:53 pm - +Smiley face: This message was deleted

25/3/24, 1:54 pm - +Smiley face: SL,....

Let's go deeper into data dynamics, the so called Turbo-Charged conditions of speeding up of data, part of the databank under highly stressed conditions and most often forgotten about is the fundamental of EE interfaces and the immensely complex algorithmic structures that drive data(points) into Quantum speed! Heat and fusion are just two elements of turbocharging performances!

The key driver is in the fundamentals of the entire structure of any given system! Let's get down into the fundamentals of things!


25/3/24, 1:55 pm - ☸️  Danny 心: 

Singapore has the most reliable power supply and air-conditioning system.

Except the cost may be higher.

When I design Data Centres infrastructure, the power supply are backup by redundant power generators, centralised UPS.

Same as air conditioning system.


25/3/24, 1:56 pm - +Smiley face: Consistent and continuous power supply is the primary requisite of DC.

More fundamental....


25/3/24, 1:58 pm - ☸️  Danny 心: 

Such as?

Unless investors want to throw in multi millions of billions to lay submarine cables to their sites.

But now most submarine cables are well laid - no incentive for investors to lay more such cables within these regions - as most countries are well served by the current submarine cables infrastructure.


25/3/24, 1:59 pm - ☸️  Danny 心: 

Singapore has the first mover advantage.


25/3/24, 2:00 pm - +REACH: 📢 *Topic* 📢

25/3/24, 2:01 pm - +Rama: I am hopeful then!

25/3/24, 2:08 pm - +Smiley face: "If we believe in general that hardware is the key solution to the development of softwares from coding to the conjunction of human and AI, and 

consequential discoveries and inventions of unique codes derived from an unnatural language streaming in the speed of light. Thereafter, new methodologies in producing the hyperspeed devices of connectivity."

- - anonymity 

Einstein 2.0?

E=MC2, to condense it, if E is empirical energy and MC2 is the reactions between Matters and Collisions to the amplitude and magnitude of billions of after effects and/or catalytic effects and the speed of light, arguely can be zero beyond human measurements? Perhaps, arguably in today's quantum entanglements theory, we can reimage any matter or particle empirically and the unknown categories as materials of concern and to be discovered. The profound entities and the after effects of these continuous infinite entangled actions and reactions are mathematically uncountable to infinity. Having said so, the preliminary assessments of what is a black hole and the universe; one proposition is the entire universe is a big black hole and the universe alike zillions of Pixels; a star, a planet, a system, a constellation, a galaxy; itself is endless (a common belief of an end of the world)!  The universe within many universes and each of these yet to be discovered and tested matters are beyond reality above all known earthly sciences, physics, EM, and space technologies, It is beyond the measurement of wavelengths, bandwidths, and the visual of the human eyes and the spectrum of colors and the future hyper telescopes?

25/3/24, 2:09 pm - +SL: During the conflict, goods prices inflated

25/3/24, 2:09 pm - +Smiley face: SL, Danni.... take a look...

Accelerator of data.... perhaps via wireless will be the future....and importantly, the speed of light may be Zero!

25/3/24, 2:10 pm - +Smiley face: Yes


25/3/24, 2:11 pm - ☸️  Danny 心: 

Quantum entanglement are still done more reliably via fibre.


25/3/24, 2:12 pm - +Smiley face: Cable at its limitations....

25/3/24, 2:12 pm - +Smiley face: How the sun gives us light....

25/3/24, 2:12 pm - +SL: Electricity cost is one of the major cost to sustain a DC

25/3/24, 2:13 pm - +Smiley face: Cable and re cable and thereafter, new and more cable to keep up the speed?

25/3/24, 2:13 pm - +Smiley face: Yes....

Next is cable vs wireless? Which consumes least+not less)?

25/3/24, 2:14 pm - +Smiley face: Goes back to the fundamentals of gateways and gatekeeping

25/3/24, 2:14 pm - +Smiley face: Will answer to you soon....


25/3/24, 2:15 pm - ☸️  Danny 心: <Media omitted>


25/3/24, 2:15 pm - +Smiley face: Let's go back to Megan's agenda....

25/3/24, 2:16 pm - +Smiley face: 25 March, 2024

"The Balancing Scale of Equal Employability"

"Taking a few steps further into the transformation of skillsets. In order to upkeep one's relevancy at work, workers need to upgrade to higher knowledge and the changing knowledge base is causing the world mixed signals of convergence and divergence both having profound impacts at work and at home and foremost, will it once again tip the balancing scale of gender equality and employability? The future of skills that tie to job suitability, workplace sustainability and the employment choice between male or female, all for one simplest reason that is expectations and higher productivity?"

-- anonymity


25/3/24, 2:16 pm - ☸️  Danny 心: <Media omitted>


25/3/24, 2:16 pm - ☸️  Danny 心: 

Light source transfer via dark fibre to experiment teleportation, quantum entanglement.


25/3/24, 2:17 pm - ☸️  Danny 心: 

Only dark fibre can transmit big chunk of data reliably.

Wireless can do quantum entanglement, teleportation.

But only small chunk of data.


25/3/24, 2:17 pm - +Smiley face: Good!

Within a parameter of geography, cable works well...on the larger geography and the Speed of data, wireless is the Future...

25/3/24, 2:17 pm - +Smiley face: You got it ...more of QE please!

25/3/24, 2:18 pm - +Smiley face: Remember how the Sun transmits Energy to our solar system....


25/3/24, 2:19 pm - ☸️  Danny 心: 

Until and unless proven, the current stand is still fibre as the internet backbone and for quantum computing.

No big announcement in wireless as the internet backbone yet or for quantum network as it stands today.


25/3/24, 2:20 pm - +Smiley face: Only if the US will share their findings.....?

25/3/24, 2:21 pm - +Smiley face: "when your naked eyes stare into the sun, it blinds and burned you! when you stare at the moon, it shines into your eyes! What is the Speed of light?"


25/3/24, 2:23 pm - ☸️  Danny 心: <Media omitted>

25/3/24, 2:24 pm - ☸️  Danny 心: <Media omitted>


25/3/24, 2:25 pm - +Smiley face: Current fear is cyber leakages and espionage!

25/3/24, 2:25 pm - +Smiley face: Good!

25/3/24, 2:26 pm - +Smiley face: 1,000,000km !


25/3/24, 2:26 pm - ☸️  Danny 心: 

The largest quantum network is setup by China running 100 km or more using "dark fibre" transmitting data through light source.

Quantum encrypted data are transmitted via the dark fibre as the backbone.

Wireless, satellite probably provide the last mile - but will not replace the internet backbone or quantum network backbone.


25/3/24, 2:28 pm - ☸️  Danny 心: 

If I am not wrong, SingTel is also setting up their quantum network via dark fibre.


25/3/24, 2:28 pm - +Smiley face: Ok, let's think of how to piggy Ride the sun time to accelerate into quantum speed! 

Half the Time is daylight and the other half is moonlight! 50-50

25/3/24, 2:28 pm - +Smiley face: Good begining

25/3/24, 2:28 pm - +SL: There is no new development really in This area. We may need to hang on as usual for another few years before any new innovation is published.

25/3/24, 2:29 pm - +Smiley face: Hang....for this speedy game is an endless pit of Money.


25/3/24, 2:35 pm - ☸️  Danny 心: 

If you're really talking about quantum entanglement and teleportation using natural light.

There's is one application.

But most people won't believe it.

It is the mundane and the Divine.

Universe versus Nirvana.

Chaos (Law of Impermanence) versus Emptiness (Law of Eternal Permanence).

This is what Einstein law of relativity try to prove.

But only people experience Emptiness in Nirvana - can certified what you say is true.

色是空。

空是色。

Yes Teleportation do exist.

Quantum Entanglement do exist.

Current Quantum physics scientists are trying to prove it using dark fibre.

Only Arahat, Bodhisattva (Buddha not around now) - to testify what you say about teleportation and quantum entanglement is true.

Teleportation and quantum entanglement - between Samsara Universe and Nirvana - via natural light. <This message was edited>


25/3/24, 2:40 pm - ☸️  Danny 心: 

If quantum scientists one day is able to prove teleportation and quantum entanglement via natural light.

Not using dark fibre.

That means, Quantum scientists can prove Nirvana Emptiness !!! <This message was edited>


25/3/24, 2:43 pm - ☸️  Danny 心: 

That's, quantum scientists can prove "Life after Death".

Quantum Entanglement of 4 States:-

1. Life

2. Living

3. Sickness

4. Death 

00 + 01 + 10 + 11 - in quantum entanglement of 4 States qubits of 0 and 1.

Not the current state of binary 0 or 1.


25/3/24, 2:44 pm - ☸️  Danny 心: 

That is Life is Eternal, no birth, no death.

不生,不灭。


25/3/24, 2:47 pm - ☸️  Danny 心: <Media omitted>

25/3/24, 2:48 pm - ☸️  Danny 心: <Media omitted>


25/3/24, 2:48 pm - ☸️  Danny 心: 

Quantum entanglement - superposition of qubits.

Cat can be dead on Earth, but alive in another Universe (Multiverse).


25/3/24, 2:49 pm - ☸️  Danny 心: 

Scary leh...


25/3/24, 2:51 pm - +Smiley face: The opposite is Calm...

25/3/24, 2:52 pm - +Smiley face: <Media omitted>

25/3/24, 2:54 pm - +SL: Beautiful picture..

25/3/24, 2:55 pm - +Smiley face: SL,....if you have a laptop now, pls study all possible points and connect as many of your human eyes (mind) can process ...fun

25/3/24, 2:56 pm - +Smiley face: <Media omitted>

25/3/24, 2:57 pm - +SL: Unique superposition character, maybe still need more study of superposition

25/3/24, 2:59 pm - +Smiley face: SL, answering your early question....

The dynamism of deflation and inflation have proven beyond any doubts that will be detrimental to lives and displacing livelihoods experienced from the recent episodes of the Covid pandemic. All economies of the world came to a full stop. And for China, more than a thousand days of lockdown, it was a prolonged period of underperformance and non productive to its overall manufacturing base and the significance of sufferings to humanity that brought into today's imbalanced trades (for a long while) and shortages of supplies from raw materials to finished products.

25/3/24, 3:00 pm - +SL: The best is when lying down and imagining it mid-night/ early morning from various angles after seeing this photo…

25/3/24, 3:00 pm - +SL: Thanks for sharing

25/3/24, 3:00 pm - +Smiley face: This message was deleted

25/3/24, 3:02 pm - +SL: This message was deleted

25/3/24, 3:05 pm - +Smiley face: This message was deleted

25/3/24, 3:05 pm - +Smiley face: This message was deleted

25/3/24, 3:06 pm - +SL: cellular aging?

25/3/24, 3:07 pm - +Smiley face: Future Digital Civilisation?

The position of women in the transformation of technology that requires on-going considerations and circumstances face by women at home and at work. Simply put it, will women be better-off with Digitisation or will women once again off the Balancing Scale of employability? Just when the world took on the profound idea of WFM (thanks to Covid and lockdown) and thinking that WFM will ultimately equalise gender difference between male workers and female workers. However for women, it's not as simple as working from your kitchen tabletop while looking over your crawling toddler on the floor.

25/3/24, 3:08 pm - +SL: @ 😁, the life/ world is complex…. 🙏

25/3/24, 3:10 pm - +Smiley face: Should our Policy of training go 50-50, men and women to balance it, just in case...

25/3/24, 3:11 pm - +Smiley face: If the above situation is so true then male workers will have the advantage of more free hands to attend to WFM! Is it true to say so? Perhaps it's the culture and ethos of billions of people thinking that women must fullfil the home needs before they take on more work outside of the home. And men always supposedly to provide the means to meet the home expenses. Only if there come one day, the reversal of duties and responsibilities of women passes onto men, maybe it will begin the equalising structure of men vs women both at home and at work?


25/3/24, 3:13 pm - ☸️  Danny 心: 

There are some rare people in human flesh, 1/2 with human mundane mind, and half with Nirvana mind.

That's they are in quantum entanglement of the 4 qubits states - superposition.

There are such people around except cannot be proven by quantum scientists.

The furthest quantum scientists can prove is setting up quantum network to do quantum entanglement and teleportation via dark fibre. <This message was edited>


25/3/24, 3:19 pm - ☸️  Danny 心: 

Body is a pile of garbage.

一副臭皮囊。

Finally it will have to be discarded.

But some rare people can turn it into body sariras.


25/3/24, 3:22 pm - +Smiley face: This message was deleted

25/3/24, 3:22 pm - +Smiley face: "TAO is not a religion. Tao is Tao of the Universe! The beginning of things and entities from solid to insolid states! No Tao, simply means, No way!"

-- anonymity 

A thorough and true understanding of the philosophy of Tao will enable pre-selected individuals to visualize all terrestrial objects and the other dimensional extraterrestrials that "traveling at zero speed of quantum light and time is a passage,  importantly it is timeless!"

TAO defines and redefines all humankind entanglements from the tangible to the intangible. Therefore, in a preliminary conclusion, Tao is highly useful in solving all matters, solid, liquid or invincible!

25/3/24, 3:25 pm - +Smiley face: The flight abilities of Stealth aircraft are full of Tao! 

Lockheed Martin kneeled it long ago...what is the dynamic of flight,  in a state of floating? How to accelerate this floating state of calmness and in silence?

25/3/24, 3:28 pm - +Smiley face: What is cancer?

A subatomic imbalance of cellular and the formation of molecular structures entangled (beyond untangling state), ...how to untie cancer!?

25/3/24, 3:31 pm - +Smiley face: This message was deleted

25/3/24, 3:32 pm - +Smiley face: This message was deleted

25/3/24, 4:00 pm - +REACH: 📢 *Topic* 📢

25/3/24, 4:01 pm - +Frankie Wee: Blossom and peaceful this mean one God united in religion.

25/3/24, 4:02 pm - +Frankie Wee: Look like form is jewel

25/3/24, 4:25 pm - +Smiley face: See the connection.... geometrical

25/3/24, 4:26 pm - +Smiley face: Atom, molecule... structure....think of it this way..... smaller than nano!

25/3/24, 4:30 pm - +Frankie Wee: Can see different number of 6 what we know culture and religion respect each other and regardless of language into one English.

25/3/24, 4:30 pm - +Frankie Wee: https://onecms-res.cloudinary.com/image/upload/s--KpBXcWoE--/c_fill,g_auto,h_468,w_830/f_auto,q_auto/census-of-population-2020---religions-data.png?itok=mXY3OiWB

25/3/24, 4:30 pm - +Frankie Wee: https://www.channelnewsasia.com/singapore/no-religion-humanist-society-singapore-census-2003576


25/3/24, 4:37 pm - ☸️  Danny 心: <Media omitted>


25/3/24, 4:40 pm - ☸️  Danny 心: 

People looking into science providing explanation to life is correct.

Because eventually, science can prove religion - specifically quantum physics, quantum science.

Now quantum scientists are very close to proving teleportation and quantum entanglement using dark fibre.

One day, if scientists are able to prove teleportation and quantum entanglement via natural light - then religions will be proven.

Divine exist.

Except it has not been proven yet.

But can be infer.


25/3/24, 4:59 pm - ☸️  Danny 心: 

Calm is a phenomenon whereby:-

1. No stray thoughts arise (no bad thought, no neutral thought, not even good thought) 不起心动念。

2. When no stray thoughts arise, there are no karma. That is, there are no cause, no effect. 没因,没果。

3. Under Newton's law, no force, no correspondence reactive force.

4. Hence, no birth, no death. 不生,不灭。

5. This is Eternal Calmness, 静,空,如如不动,一心不乱,明心见性。

6. 5 mental aggreate Emptiness. 4 Great Element Emptiness. (五蕴皆空,四大皆空)- 5-senses Emptiness, 4 - air, temperature, matter and water Emptiness - the Great Silencing of the Mind (Eternal Bliss).


25/3/24, 5:03 pm - +Kenneth Lee WM: For previous topic, about scammers, I just got an email asking me to transfer some huge amount of funds and they will give me a percentage of it. If the authorities can pursue these, one by one, the culprits can be eliminated.

25/3/24, 5:03 pm - +Kenneth Lee WM: <Media omitted>


25/3/24, 5:05 pm - ☸️  Danny 心: <Media omitted>

25/3/24, 5:05 pm - ☸️  Danny 心: <Media omitted>


25/3/24, 5:05 pm - +Rama: Rubbish!

25/3/24, 5:08 pm - Your security code with ~ Kanesh changed. Tap to learn more.

25/3/24, 5:12 pm - +Kenneth Lee WM: the last time i reported on behalf of my company, after spending close to 2 hours there filling up reports etc, they told me they couldn't do anything.

25/3/24, 5:12 pm - +Kenneth Lee WM: i don't think i want to go thru the trouble unless i'm assured that something can be done.

25/3/24, 5:12 pm - +Kenneth Lee WM: right now, i spent 2hrs to be a count in their reports.

25/3/24, 5:13 pm - +Frankie Wee: Waste time 

Just delete email I think 🤔 actual from spam email


25/3/24, 5:15 pm - ☸️  Danny 心: 

Just report it under OneService apps and attach your screenshot in the JPG attachment.

They will open a file and look into it.

In all time, you will receive a feedback from the relevant agency.


25/3/24, 5:16 pm - +Frankie Wee: Did you transfer any money from them or money mule that u received by someone then need immediate report to police or else you will end up victim

25/3/24, 5:17 pm - +Frankie Wee: Most import do not sent documents personal.


25/3/24, 5:19 pm - ☸️  Danny 心: 

Note all police report are keep in central database - and will be collated, cross check as reference for investigation.

It will not be wasted.

One day this could lead to successful arrest and prosecution.


25/3/24, 5:23 pm - ☸️  Danny 心: 

Also include the email address of the sender - so that police can trace the sender email address from which POP (email point of presence) and touch base with email service provider to identify the email id and name of the sender.


25/3/24, 5:26 pm - ☸️  Danny 心: <Media omitted>

25/3/24, 5:27 pm - ☸️  Danny 心: <Media omitted>


25/3/24, 5:28 pm - ☸️  Danny 心: 

This one without email address (cannot trace the email POP).


25/3/24, 5:29 pm - ☸️  Danny 心: <Media omitted>


25/3/24, 5:30 pm - +Kenneth Lee WM: what the police told me was that the culprits are outside of Singapore, beyond their scope.  need to call interpol, which is useless because there is no "victim" yet.

25/3/24, 5:31 pm - +Smiley face: Good!


25/3/24, 5:32 pm - ☸️  Danny 心: 

Well I use to report under OneService apps - and the Police acknowledge my report.

Also Singapore has join collaboration with I think 18 countries to go after international scammers.


25/3/24, 5:33 pm - +Kenneth Lee WM: ok, i think reach got the feedback that the current process needs improvement.

back on topic about skills future, over 40, etc ....

25/3/24, 5:33 pm - +Kenneth Lee WM: yes and when i reported, they too acknowledged my report and filed it.

that's it. nothing happened after that.


25/3/24, 6:20 pm - ☸️  Danny 心: 

"Proportion of job vacancies for PMETs rose further in 2023, with tech workers in demand: MOM.

Newly created positions made up 47.3 per cent of all vacancies, the highest proportion since the Ministry of Manpower started tracking the indicator in 2018."

https://www.channelnewsasia.com/singapore/singapore-job-vacancies-pmet-tech-software-developers-health-4219216#:~:text=Proportion%20of%20job%20vacancies%20for%20PMETs,started%20tracking%20the%20indicator%20in%202018.


25/3/24, 6:22 pm - ☸️  Danny 心: 

IT tech jobs still in high demand.

AI is the catalyst.


25/3/24, 6:30 pm - +REACH: 📢 *Topic* 📢

25/3/24, 6:45 pm - +REACH: *Dear Contributors,*

⏰ We will be closing the chat in *15 minutes* ⏰

Thank you very much for being part of our WhatsApp chat and participating actively.

Goodnight!

Megan 😊


25/3/24, 6:50 pm - ☸️  Danny 心: 

I have tried using Generative AI to see whether I can bridge Mundane into Divine.

Unfortunately, Generative AI is limited by the mundane human mind - as a training model despite feeding it with all religious texts.

In future if quantum entanglement and teleportation can be broken by quantum computing - then couple with Generative AI - it is possible to prove the Divine State of Nirvana! <This message was edited>


25/3/24, 6:57 pm - +Smiley face: This message was deleted

25/3/24, 6:57 pm - +Smiley face: 25 March, 2024

"The Balancing Scale of Equal Employability"

"Taking a few steps further into the transformation of skillsets. In order to upkeep one's relevancy at work, workers need to upgrade to higher knowledge and the changing knowledge base is causing the world mixed signals of convergence and divergence both having profound impacts at work and at home and foremost, will it once again tip the balancing scale of gender equality and employability? The future of skills that tie to job suitability, workplace sustainability and the employment choice between male or female, all for one simplest reason that is expectations and higher productivity?"

-- anonymity

Future Digital Civilisation?

The position of women in the transformation of technology that requires on-going considerations and circumstances face by women at home and at work. Simply put it, will women be better-off with Digitisation or will women once again off the Balancing Scale of employability? Just when the world took on the profound idea of WFM (thanks to Covid and lockdown) and thinking that WFM will ultimately equalise gender difference between male workers and female workers. However for women, it's not as simple as working from your kitchen tabletop while looking over your crawling toddler on the floor.

If the above situation is so true then male workers will have the advantage of more free hands to attend to WFM! Is it true to say so? Perhaps it's the culture and ethos of billions of people thinking that women must fullfil the home needs before they take on more work outside of the home. And men always supposedly to provide the means to meet the home expenses. Only if there come one day, the reversal of duties and responsibilities of women passes onto men, maybe it will begin the equalising structure of men vs women both at home and at work?

Concept Time:

"If human wisdom is derived from past experiences then all experiences from the worst to the best can be compressed into Q-format  feeding into algorithmic patterns to strive for better outcomes or in human sense, better experience of the future to be!"

-- anonymity

That's maybe an early indicator of future success, for more powerful than the metrics of KPI ? True or Imagine?

How not to be FIRED? ( besides upgrading skills)

"It's all about People to People relationships! Communication over Compensation!"

-- anonymity 

So what's the big deal having gotten the latest skillsets?

At the bottom of the corporate ladder are the abundance of workers who work day in and day out as implementers of core Duties and Responsibilities.

Up the ladder to the next floor of workers are the Managers who overlooking below the work floor (aka workflow). These managers are the group leaders that ensure the flow of operations as required by the management (aka bosses).

The pinnacle of any organisation is the management of the firm! Here at the top floor (aka strategy and policy). These top bosses have what many described as the key attribute that is great communicator! Arguely, millions of folks would say, " talk the walk and at times cannot walk"?

The truth is communication is the hidden key to Success at any FLOOR of work and most importantly, isn't it human to human to get along or facing conflicts and confrontations! And that's the kicker in losing your job! Isn't it true?

Fast, Faster and Fastest?

With the fast response from Digitisation itself has shortened the number of productive years of workers from level up to senior managers!

The attrition rates of individuals can be expressed in the mathematical language of differential and simultaneous progression. The starting point is 20 years to 45 years of age.

Another variation and a further refinement of the standard deviation against the Z point as expressed on the above mathematical model. The SD can be up to 1.5 from the nearest Z.

That's to say, the unemployment rates or the ratio of Retrenchment cohort will bend towards age 50 and older. 

It's not a simple challenge nor is it any easy HR  hiring model or mathematically expressed in hope to achieve symmetrical outcome on a normal distribution of labor out of age group followed by skillsets, sector by sector. And not to forget to include wages across age groups and the average length of service.   

               - - in progress - -

25/3/24, 6:59 pm - +REACH: *Dear Contributors,*

We will be closing the chat for today.

Thank you very much for being part of our WhatsApp chat and participating actively.

Goodnight!

Megan 😊


25/3/24, 6:59 pm - ☸️  Danny 心: 

Because generative ai cannot understand abstract sciences and meta physics


25/3/24, 7:00 pm - ~ REACH Singapore changed this group's settings to allow only admins to send messages to this group


===


Sunday, March 24, 2024

 No Stray Thoughts (无念)

24 Mar 2024


https://vt.tiktok.com/ZSFHL1kLW/

还没到最高境界。接近涅槃。


念头不起。念头不进。一心不乱。如如不动。才是究竟涅槃。


这是 正念,正观。

还没达到 不起心动念。 一心不乱。







Friday, March 22, 2024

REACH 554 -  What are your views on helping Singapore’s companies and organisations step up their cyber security measures? What else can be done to improve their cyber-security preparedness?

(SK)

22 Mar 2024 (10am - 7pm)


REACH

22/3/24, 9:45 am - +REACH: *Dear Contributors,*

Welcome back! 😊

⏰ We will be opening the chat from *10am to 7pm* today. ⏰

*House Rules (short version of our Terms of Use) to keep in mind:* 

1. Be kind and respectful. We all want to be in a safe space to share our views. 

2. Any and all threatening, abusive, vulgar or racially, religiously and ethnically objectionable content is prohibited.

3. Consider the quiet ones among us and give them a chance to comment.

4. No need to repeat your comment or in different forms (including caps) - we heard you loud and clear the first time.

5. Let’s protect each other’s privacy and keep contact details in this group what it should always be - confidential. 

*Full set of Terms of Use:* https://go.gov.sg/reach-whatsapp-terms

We will strive to uphold these rules to ensure this is a safe space for all.

Please be assured that the points made by participants during the chat are aggregated and shared with relevant agencies.

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22/3/24, 10:00 am - +REACH: *📢 Topic 📢*

On 20 March at a conference, Minister for Communications and Information Josephine Teo shared that more can be done to improve cyber security for Singapore’s companies and organisations. 

She added that beyond strengthening digital infrastructure like cloud services and data centres, the cyber security of Singapore’s companies is important as it provides services that people use and defines their online experiences.

 *💬 What are your views on helping Singapore’s companies and organisations step up their cyber security measures? What else can be done to improve their cyber-security preparedness?*

_*📌 Gaps in cyber-security preparedness of local organisations*_

A recent survey by the Cyber Security Agency of Singapore (CSA), which covered more than 2,000 entities across 23 industries and seven charity sectors, found that the majority of these organisations had encountered at least one cyber incident in the year prior to being surveyed, such as ransomware attempts.

The survey queried organisations on the cyber-security measures they have adopted in five areas, such as using secure configuration settings for hardware and software, controlling access to data and services, and updating software on devices and systems. On average, organisation adopted about 70 per cent of essential measures in each of the five areas. 

Minister Teo noted that while the adoption rate is “reasonably encouraging”, CSA believes that partial adoption of the measures is inadequate. 

“Unless all these essential measures are adopted, the organisations are still exposed to unnecessary cyber risks,” she added. 

The survey’s findings, which will be fully disclosed next week, revealed that small and medium-sized enterprises fared better in some categories compared with others. The survey also found that almost 60 per cent of businesses and non-profit organisations reported a lack of knowledge or experience to implement cyber security effectively. 

_*📌 Cybersecurity Act will be expanded*_

Minister Teo hoped  the survey findings will help to motivate organisations to progress from awareness to taking concrete actions, so that they can minimally “pass” by adopting all the essential cyber measures.

Her remarks came after the announcement during the annual debate on the Ministry of Communications and Information’s budget on March 1 that the five-year-old Cybersecurity Act, which establishes a framework for overseeing and maintaining national cyber security, will be expanded to include foundational digital infrastructure like cloud services and data centres. 

The ministry is also exploring the introduction of a new Digital Infrastructure Act, which comes on the back of recent outages in the banking and healthcare sectors that MPs said have dented public confidence.

At the cyber-security conference, Minister Teo provided updates on the CyberSG Talent, Innovation and Growth Plan, or the TIG Plan. The plan was first announced in September 2023, and seeks to boost the Republic’s cyber-security talent and industry development efforts.

👉 https://www.straitstimes.com/business/more-can-be-done-to-boost-cybersecurity-for-s-pore-businesses-josephine-teo 

👉  https://www.mci.gov.sg/media-centre/speeches/opening-address-by-minister-josephine-teo-at-istari-charter-apac/

22/3/24, 10:02 am - ~ REACH Singapore changed the group description

22/3/24, 10:02 am - ~ REACH Singapore changed this group's settings to allow all members to send messages to this group

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22/3/24, 10:36 am - ☸️  Danny 心: 

More banks in Singapore to offer money lock feature, but take-up rate low among young adults.

At least three more major offshore banks – HSBC, Maybank and Standard Chartered – are set to offer the “money lock” feature to Singapore customers as early as by the middle of this year.

The anti-scam security feature adds a layer of protection to accounts by allowing users to set aside portions of their funds that cannot be transferred digitally.

The move follows the introduction of the safeguard in November last year by major local banks DBS, OCBC and UOB.           

https://www.channelnewsasia.com/singapore/banks-money-lock-anti-scam-security-feature-ocbc-dbs-uob-maybank-older-users-4207941


22/3/24, 10:36 am - ☸️  Danny 心: <Media omitted>

22/3/24, 10:36 am - ☸️  Danny 心: <Media omitted>


22/3/24, 10:44 am - +SL: Is the unlock process user friendly? Sound like it need to go to nearby atm with atm card to unlock..

22/3/24, 10:45 am - +Rama: Can it be done securely via mobile phone app?

22/3/24, 10:48 am - +Frankie Wee: https://www.todayonline.com/singapore/anti-scam-portal-launch-unwitting-victims-2371156

22/3/24, 10:48 am - +Frankie Wee: Mate need to be more security


22/3/24, 10:50 am - ☸️  Danny 心: 

Need to go ATM or banks to unlock.

Only then it is foolproof and failsafe.

Because scammers cannot masquerade victims digitally.


22/3/24, 10:50 am - +Frankie Wee: Mate seek is not responsible for all accounts who setup fake ID


22/3/24, 10:50 am - ☸️  Danny 心: 

If done via mobile apps, scammers still can intercept via malware.

No true 2 factor authentication.


22/3/24, 10:51 am - +SL: Based on what I read on 2 banks' websites, bank 1: 1 unlocks via a nearby atm, and bank 2: needs to go in person to the branch to unlock the account (2 working day processing time for this unlock via branch)—separate vault recommended for the second lock feature.


22/3/24, 10:52 am - ☸️  Danny 心: 

OCBC can do via ATM.

Other banks only can visit banks.


22/3/24, 10:53 am - ☸️  Danny 心: 

REACH - Current Bank 2FA is not foolproof in protecting bank customer savings. And the full onus of scam weight heavily on bank customers.

11 May 2023


1. Totally relying on online tools and online 2FA security features for bank transfer (local and overseas) - are not foolproof in the advent of AI and quantum computing.

As id, password, digital token, SMS OTP, biometric fingerprint, face recognition, email OTP - all fall into one device - the smartphone.

Once a malware compromise the handphone, multi- factor authentication = no authentication - because AI malware will easily disable biometric authentication or pick up all the password, pin etc from the smartphone.

The multiple factor authentication gives only superficial and false security assurance that can be hacked.

https://www.tomsguide.com/news/this-new-android-malware-is-stealing-passwords-and-2fa-codes-what-you-need-to-know#:~:text=This%20new%20Android%20malware%20is%20stealing%20passwords%20and%202FA%20codes%20%E2%80%94%20what%20you%20need%20to%20know


2. Bank call back verification for all overseas and local bank transfer - serve as real 2 factor authentication - as without customer confirmation, all online transfer cannot be authorised and approved.

If the current bank security features 2FA are considered foolproof with the touted userid, password as 1FA and digital token or SMS OTP as 2FA.


Rightfully, scammers despite getting the 1FA userid and password -  cannot and shouldn't have acquire the 2FA - digital token or SMS OTP - to successfully login and access the bank account - if bank security is foolproof.


But the real fact is, scammers can acquire both the 1FA and 2FA through the compromise handphone - because bank online access allows all 1FA and 2FA to be landed on the same device - the victim handphone.


Previously, a hard token is issued to the customers. But now no longer the case - as banks increasingly use soft digital token or SMS OTP that land on the same handphone.

This is a security breach - according to the security best practices.

Hence if the customer are scam by malware or fool by scammers to release their 1FA, rightfully if security practices are tight, scammers will not be able to access the 2FA .

But bank online implementation make it do so.

So banks have equal accountability and responsibility - if a customer bank account is scam - and should have implemented a foolproof login process.

And if the bank account is breached due to the inadequacy of login security process, then banks should also have accountability to compensate customers for the loss suffer by the customers.


This means that if a scam victim sue in court if he/she got scammed even if the victim is wrong by releasing their id and password credentials or even 2FA via malware or fool by scammers - banks are still accountable if the victims has no wish to transfer their money to the scammers.


Because banks if do call back verification to check with the victim if the online transfer is authorised - and if the victim say no - the money will still be intact and not be scammed. The call back only requires 5 minutes - but go a long way to stop a scam.


By making the joint responsibility of banks and customers against scam - successful scam can be greatly reduced if not totally eliminated.


Then police involvement, prosecution, drastic rise in scam cases will not arise.


Why such a simple step not implemented?


In fact for the $1.3 billion scam victims, alot more time, manpower and resources are needed to trace, track, investigate by multi agencies hoping to recover the lost fund - a big portion cannot recover.


It cost alot more not only to banks, but also police, Telcos, IT experts, prosecutors, courts times, foreign affairs and so many others to nab the scam.

And yet victims suffer money loss and mental distress.

Not worth it to implement a slew of efforts to nab scam - as scam can in fact be stop at the source.

====


22/3/24, 10:54 am - +Rama: 😳🤦‍♂️😔


22/3/24, 10:55 am - ☸️  Danny 心: 

Past feedback on unreliability of fully relying on digital authentication as 2 or multiple factor authentication - not reliable.

Only out of band physical authentication is true 2 factor authentication.


22/3/24, 10:57 am - +Loong Hin: The bank needs to improve their fraudulent activities detection mechanism. They need to upgrade their AI to better detect these fraudulent transactions.


22/3/24, 10:58 am - ☸️  Danny 心: 

By the time is detected, it is already too late.

Money already transfer overseas.


22/3/24, 10:58 am - ☸️  Danny 心: 

To tackle money laudering, we need to tackle vice and embezzlement.

Online scam - is the biggest source of illegal money.

Current anti-scam measures are still not "FAILSAFE" or "FOOLPROOF" to prevent online scam.


Let me explain why :-

*Current Anti-Scam measures*

1. Notice that current authentication method to access CPF, banking and other financial transaction are done via "What you know" :-

a. User id, password, OTP/digital token (SingPass) - 2FA or multi-FA.


2. There is also a discussion or intent to implement Biometric Authentication  - essentially "What you have" :-

a. eg. facial recognition, fingerprinting, IRIS, voice recognition etc - for CPF access for 55 years or older.


(Both attempts to establish the true identity of the user - essentially "Who you really are, and your real intent" to effect the fund transfer.

- But unfortunately both can be "stolen" by scammers :-

a. Remote control malware downloaded to take over the victim handphone or malware keyloggers that steal userid, password and OTP.

b. Biometric features can be lifted off from photo, video, fingerprint scan, audio in social media or other platform. Biometric features (once stolen, will be forever lost - unless one change the face, finger, eyes of voice). 

If stolen, scammers will have unlimited and unfetter access to all banks, finance institution, CPF - as password lost can be changed but not biometric features.

Note :- There is a recent news whereby a HK scammer lift the facial features from his colleagues in selfie and wefie photos and videos - and scam a virtual bank loan of HK$1.8 million.

https://www.thestandard.com.hk/breaking-news/section/4/199137/'Face-stealing'-man-among-trio-arrested-in-HK$1.8m-loan-fraud

https://www.trendmicro.com/vinfo/hk/security/news/internet-of-things/leaked-today-exploited-for-life-how-social-media-biometric-patterns-affect-your-future

https://www.forbes.com/sites/thomasbrewster/2021/10/14/huge-bank-fraud-uses-deep-fake-voice-tech-to-steal-millions/


----

3. Hence there is an urgent need to put in place - "Who you really are, and your real intent" (as biometric - cannot achieve this feature - because scammers can steal biometric and masquerade the real user and fool the security system during authentication).


a. By requiring user to use "Userid, password, digital token/OTP" to achieve 1st level access - are in fact the 1st FA (digital access) --- but no way to ascertain the user is the real user by the bank / financial security system.


b. Hence will need another non-digital authentication verification - to determine "who you really are, and your real intent" which I suggest :-

i. Recorded Video conferencing verification (eg. using zoom or Whatsapp vc, or Telegram vc) - whichever platform is secured and comfortable to both the banks and financialy institutions. As Banks / Financial institutions can see and hear the real users - to determine who you really are and his real intent by checking with him online.

ii. Recorded Telephone call back by banks/financial institutions/CPF to achieve similar effect.

iii. Appear physically in banks/financial institutions/CPF 

--- before banks/financial institutions/CPF effect the transfer.

(Note :- I acknowledge this is a crude, inefficient method - to effect fund transfer as there could be millions of fund transfer transaction per day - and will draw up many resources from the banks/financial institutions or CPF.


But it is to-date the only "FAILSAFE or Foolproof" method - to establish "who you really are, and your real intent" ---- as oppose to other more efficient digital method of authentication but not foolproof or failsafe - resulting in tremendous monetary loss to victims, banks/financial institutions and policing overhead to track, trace, and arrest scammers).


I will not insist on this crude and less efficient method (that provide "air gap" - similar to "physical segregation of internet and intranet access" - that are crude, costly but foolproof/failsafe) - if new, innovative digital solutions are found and develop --- achieving similar effects.


22/3/24, 10:58 am - +Rama: Yes


22/3/24, 10:59 am - ☸️  Danny 心: 

This feedback lead to the moneylock.


22/3/24, 10:59 am - +SL: Live Face recognition which the portal did not accept any recording or video output from any 3rd party machine. 

The feature will require a mobile device to swing around the authenticate target for x seconds. I saw a similar feature on our singpass registration via computer/mobile device.


22/3/24, 11:00 am - ☸️  Danny 心: 

Life biometric anti-spoofing measures still under development worldwide.

Not yet fully developed.


22/3/24, 11:03 am - +Landon: The money lock feature does not fix this issue. It is just a restrictive mechanism to prevent users from making withdrawals. 

This scenario happened to me in Singapore and Australia. 

1. Made a ATM bank transfer payment of $800 in Singapore from OCBC to DBS after a scammer scammed me of my money. Reported the scam immediately to OCBC. OCBC said can't stop the payment and can't recover it. Advise to make police report. Police report filed. Never got my money back. 

2.I made a transfer of $2300 to another bank account from Westpac to Commonwealth Bank in Australia. Reported the transfer as a scam as the other party did not send the product to me. I reported to the bank within 3 working days as required by the bank. I got my money back within 24 hours in full with no questions ask.


22/3/24, 11:03 am - ☸️  Danny 心: 

Because AI, GAN adversarial neural network, deepfake - now very sophisticated.

Until and unless live biometric are proven foolproof and failsafe.

Live biometric once stolen is gone forever.


22/3/24, 11:05 am - ☸️  Danny 心: 

Is the $800 in OCBC moneylock?


22/3/24, 11:07 am - ☸️  Danny 心: 

Because the transfer is done by the victims.

The victim give consent to transfer.

Not stolen online by scammers.

If victim give consent to transfer, moneylock no used.


22/3/24, 11:08 am - +Landon: No, this happened before money lock was implemented.

22/3/24, 11:08 am - +Landon: But in both scenarios, Australia could get the money back.

22/3/24, 11:09 am - +Landon: They said it's either partial or full deposit back into my bank account.


22/3/24, 11:09 am - ☸️  Danny 心: 

There are more than 10 tracks in life biometric anti-spoofing measures need to be developed - before it is considered safe.

The protection against video and device is only one of them.


22/3/24, 11:10 am - ☸️  Danny 心: 

After moneylock, I think it should be safe.

Because money can only be used after unlock.


22/3/24, 11:10 am - +Loong Hin: Rather than to have the money lock features, alternative can have an add new payee lock feature whereby if you want to add new payee, it has to be done at ATM.

22/3/24, 11:11 am - +Landon: That's dumb.

22/3/24, 11:11 am - +Landon: I'm a business owner. I'm not always available to be at the ATM.


22/3/24, 11:11 am - ☸️  Danny 心: 

I am not sure about Australia.

Government drawing up accountability for banks, telcos and victims to prevent abuse.


22/3/24, 11:11 am - +Landon: Also travel lots for work.

22/3/24, 11:11 am - +Landon: So no access to local atm in overseas


22/3/24, 11:13 am - ☸️  Danny 心: 

Scammers steal your id and bank credentials.

Add payee and moneylock created out of band is the same effect.


22/3/24, 11:14 am - ☸️  Danny 心: 

Moneylock is for excess fund.

Moving fund don't moneylock.

The most you lose the fund not under moneylock.


22/3/24, 11:15 am - +Landon: Yes, but again- the banks in Singapore don't seem to understand when I ask them to reverse or stop the transaction.

22/3/24, 11:15 am - +Landon: They said can't reverse or stop which is rubbish.


22/3/24, 11:16 am - ☸️  Danny 心: 

It can do alot of damage eg. Increase credit limit, add payee, do Swift transfer etc.

Moneylock stop all this transaction and protect your money.


22/3/24, 11:16 am - ☸️  Danny 心: 

If already transferred how to stop?


22/3/24, 11:16 am - ☸️  Danny 心: 

Swift transfer is immediate.


22/3/24, 11:17 am - +Landon: Because I've reversed or stopped pending transactions or where money is being held by an intermediary bank while in Australia. 

Sometimes you make payment, you see your bank statement says "pending" or "processing". Those can be stopped.

22/3/24, 11:17 am - +Landon: Means the money hasn't been fully transferred out of the bank account or being held in a trust

22/3/24, 11:18 am - +Landon: The bank on the back end can stop the transaction.


22/3/24, 11:30 am - ☸️  Danny 心: 

I am not sure what transfer you used that have "pending status".

For online Swift transfer, it is almost immediate and cannot stop.


22/3/24, 11:32 am - ☸️  Danny 心: 

1. Moneylock is an out of band features - that help bank customers to lock up a big portion of their savings - so that it cannot be stolen by scammers online.

2. But if victims willingly give it away by unlocking it and transfer to scammers, nothing the moneylock or bank staff can do.


22/3/24, 11:37 am - ☸️  Danny 心: 

To date, 0 money is loss from "moneylock account".


22/3/24, 11:40 am - +Landon: <Media omitted>

22/3/24, 11:41 am - +Landon: As you can see, we already authorised the payment- however we realised it's the wrong amount and click reverse payment.


22/3/24, 11:44 am - ☸️  Danny 心: 

1. Currently, I think CSA has identified about 11 CII (Critical Information Infrastructure) under cybersecurity protection.

2. Among them are government, financial, healthcare, critical infrastructure such as power, water, etc.

3. I am not sure whether SME and other business is it under such CII protection.

4. It is a 24 hour continuous X 365 days cybersecurity surveillance and protection through SIEM (Security Incidents and Events Management).

5. Critical organisation under such surveillance must meet the cybersecurity standards by upgrading their software, patches, minimum security server and end devices standard.


22/3/24, 11:45 am - ☸️  Danny 心: 

Hmm...

Not sure about this particular case.

But if you transfer with consent, moneylock also cannot help you.


22/3/24, 11:45 am - +Landon: there needs to be a feature that allows us to stop payments whether it's a credit card, giro/direct debit or ETF.

22/3/24, 11:45 am - +Landon: All I know in Singapore is I never get my money back

22/3/24, 11:46 am - +Landon: I've always gotten my money back in Australia accounts. That's why I keep most of my savings there and only keep what's required in Singapore for daily expenses.

22/3/24, 11:46 am - +Landon: Also interest rate is better there.


22/3/24, 11:47 am - ☸️  Danny 心: 

1. In retrospect, if SMEs and small businesses need to come on board the CII - it will be too onerous for CSA infrastructure to handle.

2. Unless another private security central SIEM is setup for SME and small businesses can come on board for a small fees. <This message was edited>


22/3/24, 11:47 am - ☸️  Danny 心: ,🤷


22/3/24, 11:47 am - +Rama: Good move.

22/3/24, 11:47 am - +Rama: Agree

22/3/24, 11:49 am - +Landon: Also always receive this message from the Singapore bank 

"If you didn't make this transaction, please call our hotline"

22/3/24, 11:49 am - +Landon: I call and then they say can't stop the payment, then call for what??!

22/3/24, 11:49 am - +Rama: Long wait for someone to answer!

22/3/24, 11:49 am - +Landon: And don't tell me to block, because I can block from the dbs or OCBC app.

22/3/24, 11:49 am - +Rama: 😳🤦‍♂️😔

22/3/24, 11:49 am - +Landon: Yes, always so long.

22/3/24, 11:50 am - +Rama: Testing a person patience!


22/3/24, 12:04 pm - ☸️  Danny 心: 

1. CSA cannot let SME and small businesses to do their own cybersecurity protection - because they lack IT professionals and cybersecurity talents to run their IT infrastructure and services.

2. In fact I notice some MNCs and big organisations also not as well protected - because it requires a good mix of IT infrastructure talents, software talents and cybersecurity talents to run an organisation IT infrastructure and services well.

3. Hence, engaging and experience 3rd party IT Security organisation to jumpstart and beef up SME and small businesses cybersecurity will be needed - the like of CSA functions to the 11 CII.


22/3/24, 12:04 pm - ☸️  Danny 心: 

"Germany’s Taurus missile leak story

Germany claims web-based discussion compromised in Singapore but it’s just as likely the security breach happened at home"

 https://asiatimes.com/2024/03/the-holes-in-germanys-taurus-missile-leak-story/#:~:text=Germany%E2%80%99s%20Taurus%20missile,happened%20at%20home


22/3/24, 12:08 pm - ☸️  Danny 心: 

This breach come from the used of unsecured comms via WebEx - I think should be Cisco video and teleconferencing platform in a Singapore hotel.

If this general use the hotel WiFi or 4G through his handphone, the end to end encryption will have been broken - and can be intercepted by hackers through man in the middle attack via wireless long antenna - and record the video conferencing or teleconferencing session.


22/3/24, 12:10 pm - ☸️  Danny 心: 

Using a fixed phone - that cannot be tapped and with end to end encryption - at least a RSA 2048 bits encryption - will have prevented the leak.

Because difficult for hackers to break into a switchroom to do wiretapping.


22/3/24, 12:20 pm - ☸️  Danny 心: 

Also hacker cannot plant malware into a fixed phone.

Whereas for smartphones, hackers can plant malware using wireless means eg. 4G, WiFi, Bluetooth, NFC.


22/3/24, 12:21 pm - ☸️  Danny 心: 

This breach sounds like 007.


22/3/24, 12:29 pm - ☸️  Danny 心: <Media omitted>

22/3/24, 12:29 pm - ☸️  Danny 心: <Media omitted>

22/3/24, 12:29 pm - ☸️  Danny 心: <Media omitted>


22/3/24, 12:31 pm - ☸️  Danny 心: 

See many people turn on their Bluetooth, WiFi and NFC in public.

Easy for hackers to do man in the middle attack - and use dictionary attack to crack the password or pin to establish connection - and then plant malware.


22/3/24, 12:31 pm - ☸️  Danny 心: 

Don't even need long range antenna.


22/3/24, 12:32 pm - ☸️  Danny 心: 

Also don't need 007.


22/3/24, 12:36 pm - ☸️  Danny 心: 

The fixed phone however must be a Cisco IP phone with authentication and encryption features that support WebEx.

Then hackers cannot write tap or intercepted via internet.


22/3/24, 12:37 pm - ☸️  Danny 心: 

And the hotel must use cisco IP PABX that support SIP with authentication and encryption features.


22/3/24, 12:50 pm - ☸️  Danny 心: 

1. Another aspect of IT services and infrastructure - is resiliency and high availability.

2. Notice that some big organisations also don't design IT infrastructure that are at least 99.99% to 99.999% - with full redundancy features.

3. Some are using Active-Backup design - that requires manual intervention to start up backup system - and this involves downtime to public users.

4. A good example is DBS system.

5. Minimally, all IT infrastructure and services must be designed with Active-Active IT infrastructure and services with 99.99% minimally.

6. With the advent of network virtualisation, server virtualisation and cloud computing - such demand is not over-reach - as resilient VM (Virtual Machine) - can be created with a click of the button.

7. Server load balancers and global load balancers - to support Active-Active systems are easily available.


22/3/24, 12:57 pm - Your security code with ~ Terrie Wong changed. Tap to learn more.

22/3/24, 12:58 pm - Your security code with ~ Terrie Wong changed. Tap to learn more.


22/3/24, 1:17 pm - ☸️  Danny 心: 

Eg. 

1. A private SOC (Security Operation Centre) with 24x375 SIEM can be engaged through a government tender call by CSA.

2. Minimally 2 SOC in 2 data centres - to ensure 99.999% availability.

3. SME and small businesses are encouraged or mandated to engage this SOC for cybersecurity assessment, updated to ensure minimal cybersecurity hygiene and then join for continuous assessment to prevent against active hacking, ransomware, DDoS attack, infiltration, cyber spoofing, port, TCP, UDP scanning, cyber surveillance etc.

4. Cybersecurity assessment ensure all business IT severs, devices, equipment etc are installed with the latest OS version, security patches, updates etc.

5. Minimal security protection are deployed such as firewalls, anti-virus software, IPS etc.

6. Agent and agentless are loaded into all servers, end devices for SIEM monitoring.

7. SME and small businesses pay a monthly small fees for such services.


This pooling of cybersecurity protection - through central monitoring will save manpower crunches, cybersecurity and IT talents, and centrally protected by the professionals - and hence can save money for business rather than they setup their own IT resources and may not get the best talents on their own.


22/3/24, 1:40 pm - +Kenneth Lee WM: Need to also remember social engineering. Eg modified email headers that seems to come from CFO, asking accountant to transfer money to scammer bank account.

Right now, report to police, police just ask victim-to-be to file a report. Nothing seems to be done except end of year make a report saying how many people made report. Police say crime hasn’t happened yet as money not transferred. <This message was edited>

22/3/24, 1:42 pm - +Kenneth Lee WM: Don’t want to follow money trail starting with bank account <This message was edited>


22/3/24, 1:43 pm - ☸️  Danny 心: 

1. Also this central SOC can engage AI talents to protect against APT (Advanced Persistent Threat) AI attacks - mainly pull by State Actors or organised skilful hackers.


22/3/24, 1:51 pm - ☸️  Danny 心: 

2. With quantum computing getting more and more mature, cybersecurity attacks from quantum computers can be more devastating - that can crack virtually all currently used authentication and encryption algorithms and standards.

3. Current IT use binary bits of 0 or 1 - that will be crack by qubits and superposition in no times.

4. Quantum computing used qubits 0 and 1 - superposition, quantum entanglement.

5. Even the strongest encryption with 2048 bits, 4096 bits can be cracked within hours or just days - instead of months or years.

6. All bank security, defense security, home security - will be broken - comes the maturity quantum computing.


Hence, we must be ready to meet this formidable challenges.

Understand that SingTel will be setting up quantum ready network at the Telco end.

Hope more information can come out from this initiative - and end users, banks, security organisation need to do anything or invest in quantum cybersecurity to protect against quantum threat?

If yes, what needs to be done? <This message was edited>


22/3/24, 1:57 pm - ☸️  Danny 心: 

If no need for organisations to invest in quantum computing - does SingTel quantum network suffice to protect against quantum cyberattacks?


22/3/24, 2:00 pm - +REACH: *📢 Topic 📢*


22/3/24, 2:07 pm - ☸️  Danny 心: 

The scary part is, this State Hackers can even crack 4G network to do man-in-the-middle-attack.

To pull off this feat, other than a long range antenna, the State Hackers could also have smuggle in a 4G base station to intercept this General 4G radio signal and trick it to associate and authenticate with this rouge 4G base station.

Only a State Actors can pull off such feat.

4G network are considered secure by standard - because it requires authentication and encryption.

Yet this State Actors can pull off the 4G attack. <This message was edited>


22/3/24, 2:08 pm - +Rama: 😳😔🤦‍♂️


22/3/24, 2:10 pm - ☸️  Danny 心: Because a person cannot smuggle in a 4G base station under the baggage x-ray scanners in Changi airport.


It will be easily detected - because it is so bulky.


Unless through diplomat channel? <This message was edited>

22/3/24, 2:12 pm - ☸️  Danny 心: Also how to power up a 4G base station in a car outside a hotel without getting detected?


If not 007, who else can do it?

22/3/24, 2:18 pm - +Rama: We have a current case before the court of a senior civil servant from MFA.

22/3/24, 2:18 pm - ☸️  Danny 心: That one not cyberattack.

22/3/24, 2:18 pm - +Rama: I know

22/3/24, 2:19 pm - +SL: Mitm is not limited to state actor, mots is common in the cyberworld, less complicated as compared to mitm

22/3/24, 2:20 pm - ☸️  Danny 心: Unless the hacker know how to crack SingTel 4G authentication and encryption.

22/3/24, 2:20 pm - ☸️  Danny 心: 4G base station mitm don't need to crack authentication and encryption.

22/3/24, 2:32 pm - +SL: Not referencing any network provider, in the cyberworld, unauthorized threat actors have tools that allow them to via the radio network, signaling connectivity, sim etc. On top of deterrence, early incident detection, identification and early treatment, police report is one of the best ways to reduce reduced such incidents.

22/3/24, 2:36 pm - ☸️  Danny 心: Yes.


This are known techniques to do mitm.


But looking at the news article, it doesn't look like a targeted attack but a random scan.


To do a random scan, deploying rouge 4G base station with long range antenna - is the best method - because it will attract all the hotel radio signals into this rouge 4G base station.


The hackers can easily record all signals passing through and associating with this rouge 4G base station.

22/3/24, 3:05 pm - +SL: “The German statement said either it was caused by a cellular phone using the insecure hotel wifi, or it was caused by a cell phone internet connection on a cellular network.” sounds like this conversation using an application; if the device is secured and the communication application is encrypted end to end, is the breach via wiretapping and not due to internal hotel network? 



If the issue is the device was connected to the fake 4g base station (enodeb), usually this CSS enodeb has unique characters that can be identified and managed with tools, in general the default pre-authentication vulnerability of 4g remains since 4g was introduced; and not sure whether industrial have a good solution in fixing it.

22/3/24, 3:10 pm - ☸️  Danny 心: Yes.


We are not sure how the State Hackers hack the signals - there are various channels.


But wireless means are the most likely avenue.


Hence, vigilance to ensure that all wireless comms must be secure or disable if not used.


The best is via a wired secure channel that can't be wireless spoof or tap.


Evidently, cyber hygiene was breached - when top secret stuff are discussed over an insecure channel.

22/3/24, 3:15 pm - +SL: I agree, that cyber hygiene is important in all expect of life. 


Like what you said, people working in sensitive industries are required to follow proper approved communication protocols.

22/3/24, 3:21 pm - +SL: Sorry, missed out on this point : article mentioned an application was use for communication.The product got end to end zero-trusted identity management and aes256 encryption.

22/3/24, 3:24 pm - ☸️  Danny 心: The application used is WebEx - a Cisco video conferencing and teleconferencing platform.


It had an end to end encryption.


But if he use mobile apps, the end to end encryption is broken.


Hence mitm is possible as no encryption.

22/3/24, 3:24 pm - ☸️  Danny 心: AES 256 encryption broken.

22/3/24, 3:27 pm - ☸️  Danny 心: Only Cisco IP phone can do authentication and AES encryption - that connect with cisco IP PABX.


Not sure whether cisco got mobile apps that do the AES encryption. It is very resource intensive.

22/3/24, 3:28 pm - ☸️  Danny 心: Because it also need to access the directory services - the phone list - equivalent to LDAP directory services. <This message was edited>

22/3/24, 3:34 pm - +SL: Articles mentioned that are participants in the call. Did the breach happen in any of the devices? The application itself also has recording by default to facility playback. There are too many possibilities.


Adopting zero trust access management and defense-in-depth architecture for cybersecurity is good to consider by any organisation.

22/3/24, 3:36 pm - ☸️  Danny 心: Possible. Could be other participants as well.


Also WebEx can be recorded and playback - because it is IP based.


Basically WebEx is not classified as a real secured comms platform for defense security.

22/3/24, 3:38 pm - +Smiley face: This message was deleted

22/3/24, 3:40 pm - +Smiley face: Hi SL....

22/3/24, 3:42 pm - +SL: It is a commercial application…

22/3/24, 3:43 pm - +Smiley face: CDMA, the legacy of 2G/3G wireless comm formerly used by the Japanese....

22/3/24, 4:01 pm - +REACH: *📢 Topic 📢*

22/3/24, 4:18 pm - +Smiley face: 22 March, 2024

"Digital: Transactions, Transcriptions and Threats"

Digitisation and AI are highly complicated data & hardware engineering processes and it inherits many complex mathematical problem solvings to add on to the threats of cyber loopholes up for hacking in real time operations, 365 days of these sleepless data.


The key is gateway and gatekeep as the entering point and checking point of all Cyber transactions and threats. The gateway starts from a simple digital device to a big digital system running in multiple millions ways, in and out. That's just a tip of the iceberg!


22/3/24, 4:44 pm - ☸️  Danny 心: 

Another thing about public WiFi:-

1. Try not to turn on our smartphone WiFi to access public WiFi - because it is alot easier to do man-in-the-middle-attack compare to a rouge 4G base station.

2. Because WiFi access point is smaller and more compact - can easily stuff into a bag.

3. By using a strong antenna, rouge WiFi access point can easily attract victims to associate with the rouge AP and record all the WiFi Radio signals.

4. All the strong security such as IEEE 802.11i, EAP (extensible authentication protocol) such as PEAP, TLS etc, AES, 3DES encryption with strong keys are render useless - as the rouge AP intercept the association and connection.

5. People doing security stuff, financial, business, banking or privacy should try to avoid accessing public WiFi AP.

6. Those who have no choice, but to use public WiFi - better setup VPN connection to do so using strong encryption algorithms such as AES or 3DES with strong encryption key.


22/3/24, 4:47 pm - ☸️  Danny 心: 

7. But people in defence or home team security - should abstain from using public WiFi.


22/3/24, 4:58 pm - +Frankie Wee: Hacker can speed technology spyware.

1 mins database stole

1 mins report alarm system 

1 mins back up blocked

1 mins definitely 

1 mins report break news 

Total 5 mins even can break fast with Ai capacity high crime.


22/3/24, 4:59 pm - ☸️  Danny 心: <Media omitted>


22/3/24, 4:59 pm - +Frankie Wee: Strong cryber security more room improved next stage will safeguard and not eventually happened lose.


22/3/24, 5:01 pm - ☸️  Danny 心: 

See the moment I turn on WiFi, I got connected to a rouge WiFi.

No chance even to set up a VPN.

Hence very dangerous.

If I am not IT literate and stay alert, I could be accessing internet via this rouge WiFi - and then my network traffic kenna stolen. <This message was edited>


22/3/24, 5:06 pm - +Frankie Wee: https://www.straitstimes.com/tech/tech-news/cybersecurity-workforce-to-be-beefed-up-amid-ai-threats

22/3/24, 5:10 pm - +Frankie Wee: Someone whom trying to sent Ai virus its turn threat the system. Ensure human will have safeguards against the Ai failure system.

ECO system building may affected. 

We must defence stand against turn back Ai system back up.

Example military Ai solider will turn terror threat. <This message was edited>

22/3/24, 5:11 pm - +Frankie Wee: https://cloud.google.com/blog/products/ai-machine-learning/building-an-open-generative-ai-partner-ecosystem


22/3/24, 5:24 pm - ☸️  Danny 心: 

US legal woes will not affect Eat Just’s cultivated meat plans in Singapore: CEO.

https://www.straitstimes.com/singapore/us-lawsuits-will-not-affect-eat-just-s-cultivated-meat-plans-in-singapore-ceo


22/3/24, 5:27 pm - ☸️  Danny 心: 

Even setup VPN no used - because the rouge WiFi AP could have recorded my passwords when setting up the VPN - WiFi is layer 2 whilst VPN is layer 3.

Rouge WiFi AP still can crack my VPN setup and steal my WiFi traffic.

Hence public WiFi not safe. <This message was edited>


22/3/24, 5:31 pm - +Smiley face: "A serious cyber attack can turned into a cyber crisis at national level to an international threats whereby trust within and outside of the digital ecosystem is compromised severely to the extend of stoppages and the resilient of digital ecosystems will be under tremendous stress and tested to its limit. It's therefore wiser to start examining all points of attack within a system and the interconnected infrastructure of a digital ecosystem."

-- anonymity

22/3/24, 5:37 pm - +SL: The most valuable item in a digital world is data. With the appropriate approach to safeguard the data, a workable and sustainable infrastructure architecture can be established by the organization, and that scope can also address the gap in the entry point of attack.

22/3/24, 5:37 pm - +Smiley face: Yes, absolutely bingo !

22/3/24, 5:38 pm - +Smiley face: The next-generation interconnectivity is closing the gap between the digital and physical worlds, and exposing some of our most essential threats to our digital ecosystems in the making. Our strategic assets from banking & financial manufacturing, power grids, water treatment facilities, transportations of air hub, land hub, sea hub, civil defence to self defence are among the critical infrastructures from semi-digital control systems into full automation. With the next-gen advanced wireless technologies via the outer-space capabilities such as GPS for both civilian and military uses will enable all weather surveillance across any part of the world and most importantly, the global daily needs for digital feeds. All of these advancements in the next gen technologies will accelerate performance into massive increases in  productivity of nations who adopted all of it. Thus it becomes clear targets for malicious* cyber attacks to happen and impact a nation's down to its inability to react on time and on-line! Thats it, that's the real threat, a systemic crash of digital ! Let's prepare for this D-day!


*(espionage, intellectual property theft, damaging attacks against critical infrastructure, ransomware attacks and influence campaigns designed to prior to election period. Foreign spyware, are now widely available and these spywares enable a growing threat from organized criminal syndicates and anonymous hackers working for foreign entities)

22/3/24, 5:42 pm - +Smiley face: This message was deleted

22/3/24, 5:42 pm - +Smiley face: This message was deleted

22/3/24, 5:43 pm - +SL: From the perspective of helping SMEs, service providers should encourage subscribers to upgrade their current routers to the latest wifi 6e or wifi 7 version which these products come with inherent banking-grade application firewall. With a proper setting in the firewall by the service provider technician, the number of type of cybersecurity incidents can be managed and reduced.

22/3/24, 5:46 pm - +Smiley face: This message was deleted

22/3/24, 5:46 pm - +Smiley face: This message was deleted

22/3/24, 5:47 pm - +Smiley face: This message was deleted

22/3/24, 5:48 pm - +Smiley face: This message was deleted

22/3/24, 5:51 pm - +SL: Similar to households their routers should be correctly set up on the application firewall and or data loss prevention application. The application firewall will help in blocking well-known malicious websites. Hence protecting the computer and handphone accessing websites while at home. If the workplace, home, and agency premises are secure, only the public space with AP needs to be managed.

22/3/24, 5:52 pm - +SL: Or when the device left Singapore.

22/3/24, 5:56 pm - +Smiley face: This message was deleted

22/3/24, 6:00 pm - +SL: @ 😁Sorry the last one?

22/3/24, 6:00 pm - +REACH: *📢 Topic 📢*

22/3/24, 6:02 pm - +Smiley face: This message was deleted

22/3/24, 6:07 pm - +SL: The most effective way I think of resolving some types of ransomware cases is not paying the ransom (restoring from backup), plugging the entry point of attack of the malware, and improving the detection malware in the network.

22/3/24, 6:19 pm - +Jimmy Chew: Good idea but they may have penetrated the system one or two years ago. And Just ready to attack after understanding your vulnerabilities <This message was edited>

22/3/24, 6:22 pm - +Smiley face: "Cyber Command and Control system? (CCC)

In the defence of any cyber attack, deterrence is one early measure but on a longer strategic point of view, to deter is just not good enough! In all warfare, you defend and you attack and counter attack if you are strategically competitive even more so if you are superior in doing so. Therefore, in all war, there is action and reaction and thereafter persistence actions till your enemy surrenders their bad intentions on you! Isn't all of these worth extra thinking?"

-- anonymity

22/3/24, 6:26 pm - +SL: Hypothesis speaking, they will not lock the system with Ramdsoneware as they remotely view all live data anytime without discovery until they decide to leave with locking the system.


22/3/24, 6:28 pm - ☸️  Danny 心: 

Such anomaly behaviour is known as APT (Advanced Persistent Threat).

If the whole system and infrastructure is monitored by an SOC (Security Operation Centre) using Siem (security incident and event management) - such anomaly behaviour will be detected and pick up.

Remedy actions can be done to remove such APT threat.


22/3/24, 6:35 pm - +Smiley face: In the context of the public, there is a big lack in knowledge of Cyber threats and the know-how of securing and eliminating such constant invincible threats within and outside of our parameters of operating the digital devices from personal mobile phones to an integrated digital system in an organisation. The fact is the complacent and ignorant layperson will never fully understand how cyber security will prevent all infiltration into any digital devices from a simple execution of a click and thereon spread like viruses onto the next device and the systemic effects of hacking occured within minutes and the system will have to be shut down to search for these embedded threats and more oftentimes unique codes of disruption that displaced productivity to zero for as long as the system is downed.


22/3/24, 6:36 pm - ☸️  Danny 心: 

Also APT security measures include detection of anomaly, and ransomware will be immediately thrown into a sandbox, detonate, isolate and contain within the sandbox.

Forensic can be conducted on the malware contain in the sandbox to be quarantine or removed. <This message was edited>


22/3/24, 6:41 pm - +SL: In general, the investment an organization is willing to spend on data protection (affordable cost and on a regular basis) determines how secure the data would be.

22/3/24, 6:43 pm - +Smiley face: Let's begin and explore our discussion with Open AI, Microsoft at a high level collaboration, aka international partnership agreement.

22/3/24, 6:45 pm - +REACH: *Dear Contributors,*

⏰ We will be closing the chat in *15 minutes* ⏰

Thank you very much for being part of our WhatsApp chat and participating actively.

Goodnight!

Megan 😊

22/3/24, 6:45 pm - +SL: If I am willing to spend $2000, to protect my data, the solution is offline data storage, storing the hard disk in a safe with a key. 

If I am willing to spend millions, a cloud platform with various security can be installed and 24/7 monitoring the remote access, DLP, APT monitoring, data in blockchain, biometric multifactor authentication access etc


22/3/24, 6:47 pm - ☸️  Danny 心: 

I don't think Microsoft or Open API are security organisation.


Trend micro, Symantec and other security organisation such as Palo Alto, etc may be more suitable.

22/3/24, 6:48 pm - ☸️  Danny 心: DLP, APT, multiple factor authentication come from IT security organisation.

22/3/24, 6:49 pm - +SL: Office 365 have features on dlp and mfa…. 🙏

22/3/24, 6:50 pm - ☸️  Danny 心: Oh I see..

22/3/24, 6:51 pm - +SL: As you said, more advanced dlp and mfa maybe need to come from the security product company..

22/3/24, 6:54 pm - ☸️  Danny 心: Microsoft security - average.


IT security products more solid.


Eg. Our laptop may have windows defender and Antivirus features.


But we also need to install trend micro, Symantec etc security products.

22/3/24, 6:55 pm - +Rama: Microsoft!?

22/3/24, 6:55 pm - +Smiley face: When you pay big bucks....you will get big stuffs!

22/3/24, 6:55 pm - ☸️  Danny 心: Can use but not guaranteed

22/3/24, 6:56 pm - +Smiley face: Investments in Next Generation technologies, is the way out of all the hassle!

22/3/24, 6:56 pm - ☸️  Danny 心: Some malware still can slip through. <This message was edited>

22/3/24, 6:56 pm - +Rama: Utterly disappointed!

22/3/24, 6:56 pm - +SL: Big stuff is not fully automated and it will need to be supported by a big team (human resources)

22/3/24, 6:56 pm - +Smiley face: Mistral AI.... worth looking into.....side bets!

22/3/24, 6:57 pm - +Smiley face: MS will craft it for you....pay !

22/3/24, 6:57 pm - +SL: Annual….

22/3/24, 6:58 pm - +Smiley face: Special deals under FTA !

22/3/24, 6:59 pm - +SL: the agreement it cover? 🤔

22/3/24, 6:59 pm - +Smiley face: International collaboration and partnership agreement

22/3/24, 7:00 pm - +Smiley face: <Media omitted>

22/3/24, 7:00 pm - +REACH: *Dear Contributors,*

We will be closing the chat for today.

Thank you very much for being part of our WhatsApp chat and participating actively.

Goodnight!

Megan 😊

22/3/24, 7:00 pm - ~ REACH Singapore changed this group's settings to allow only admins to send messages to this group


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